SADLER BROS TRUCKING & LEASING CO INC
(615) 256-4911
chris@sadlerbrothers.com
436 Enos Reed Dr, Nashville TN 37210-4302
93
power units
165 drivers
7.7M mi/yr · ~83k per unit
Marginal
FRED Score 41.7 / 100
Moderate confidence
52 yrs history · 148 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 93
- Drivers · CDL
- 165 · 165
- Annual miles
- 7.7M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 1 | 0 | 0 | 1 |
| Tractors | 0 | 92 | 0 | 92 |
| Trailers | 0 | 183 | 0 | 183 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (03-06-2000) · 26 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 10-20-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- CHRISTOPHER B SADLER
Cargo
59.1
medium risk
General Freight
Beverages
Other: US MAIL
US Mail
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.27×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
4.9 vs 3.8 for similar fleets
Likely 2–9 crashes
This motor carrier
4.9
Similar fleets
3.8
Chance of a fatal crash, next 12 months
~12%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 12 crashes on the FMCSA record in 24 months (about 6 a year), including 3 with injuries; similar fleets have about 3.8 a year. The grade counts 17 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.78× the rate expected for its inspections, but out-of-service orders 0.58× and violations 0.77×. Together they barely move its crash estimate: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes3 crashes with 3 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service3 out-of-service violations against drivers: 1 hours of service, 1 no valid CDL, 1 medical certificate (Mar 2025 – Mar 2026).Ask: driver supervision and dispatch practices.
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Tires and brakesTires are 6 of 55 violations (11%). Tire or brake defects led to 6 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs3 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- Driver out-of-service rate 2.0% vs 6.7% national.
- No FMCSA BASIC alerts.
- 76% of inspections found no violations.
Data flags
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Dangerous driving: 7
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High speeding: 6
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
12
0 fatalities · 3 injuries · 0 tow-aways
Inspections
148
76% clean (no violations)
Vehicle out-of-service
23.5%
8 of 34
National avg 22.3%
Driver out-of-service
2.0%
3 of 148
National avg 6.7%
Violations
55
11 out-of-service
Inspections per quarter
With an out-of-service order
vs 4,520 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.075 | 0.025 |
| Inspections | 1.17 | 0.91 |
| Violations | 0.30 | 0.53 |
| Critical violations | 0.10 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
55 violations · 24 months-
Unsafe driving No alert22 · 0 OOSReckless / lane 15 · Speeding 6 · Other 1
-
Hours of service No alert19 · 1 OOSLogbook / ELD paperwork 7 · Over hours limit 7 · False log 3 · No log 2
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Vehicle maintenance No alert12 · 8 OOSTires 6 · Brakes 3 · Lights 1 · Steering & suspension 1 · Other parts 1
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Driver fitness No alert2 · 2 OOSMedical certificate 1 · No valid CDL 1
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jan102026TennesseeProperty damage onlyWet road, daylight, two-way trafficway divided unprotected median.
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Oct72025KentuckyProperty damage onlyWater(standing moving) road, daylight, two-way trafficway divided unprotected median.
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Oct52025TennesseeProperty damage onlyDawn, two-way trafficway divided unprotected median.
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Sep202025TennesseeProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Aug232025TennesseeProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jun282025IllinoisInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jun282025TennesseeProperty damage onlyWet road, daylight, rain, two-way trafficway divided unprotected median.
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May272025TennesseeProperty damage onlyWet road, dark - lighted, two-way trafficway divided positive barrier.
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Mar12025TennesseeInjury · 1 person hurtDark - lighted, two-way trafficway not divided.
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Dec252024TennesseeInjury · 1 person hurtDark - not lighted, two-way trafficway divided positive barrier.
4 more in the FMCSA records below.
3 of the 12 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · GREAT WEST CASUALTY CO.on record since Mar 31, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Nov 1993
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: ACUITY, A MUTUAL INSURANCE COMPANY → GREAT WEST CASUALTY CO. (Mar 2025)
- 1 cancellation notice filed by an insurer, replaced before it took effect
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Mar 28, 2019)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
30 filings and 18 authority events since 1989 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
30 filings and 18 authority events since 1989 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Mar 31, 2025GREAT WEST CASUALTY CO.Liability · $1,000,000 · on fileL&I to May 14, 2026
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Mar 31, 2021ACUITY, A MUTUAL INSURANCE COMPANYLiability · $750,000 · ended Mar 31, 2025 · replaced by another insurera cancellation notice effective Apr 30, 2025 came after the replacement; 48 months in forceL&I to May 14, 2026
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Mar 31, 2019GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Mar 31, 2021 · replaced by another insurera cancellation notice effective May 3, 2021 came after the replacement; 24 months in forceL&I to May 14, 2026
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Mar 4, 2019FMCSA revocation notice for the operating authority, dropped Mar 28, 2019opened after UNITED STATES FIRE INSURANCE CO. filed a cancellation notice (effective Mar 31, 2019)L&I to May 14, 2026
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Mar 31, 2018UNITED STATES FIRE INSURANCE CO.Liability · $750,000 · ended Mar 31, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 5, 2018FMCSA revocation notice for the operating authority, dropped Mar 28, 2018opened after WESTFIELD INSURANCE CO. filed a cancellation notice (effective Mar 31, 2018)L&I to May 14, 2026
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Mar 31, 2017WESTFIELD INSURANCE CO.Liability · $750,000 · ended Mar 31, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 31, 2015GREAT DIVIDE INSURANCE COMPANYLiability · $1,000,000 · ended Mar 31, 2017 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Dec 9, 2013FMCSA revocation notice for the operating authority, dropped Jan 6, 2014opened after NATIONAL INTERSTATE INSURANCE COMPANY filed a cancellation notice (effective Jan 3, 2014)L&I to May 14, 2026
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Mar 31, 2013NATIONAL INTERSTATE INSURANCE COMPANYLiability · $750,000 · ended Mar 31, 2015 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Nov 1, 2011NATIONAL INTERSTATE INSURANCE COMPANYCargo · ended Jan 3, 2014 · cancellation notice took effect26 months in forceL&I to May 14, 2026
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Nov 1, 2011NATIONAL INTERSTATE INSURANCE COMPANYLiability · $750,000 · ended Jan 3, 2014 · cancellation notice took effect26 months in forceL&I to May 14, 2026
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Nov 1, 2010IMPERIUM INSURANCE COMPANYCargo · ended Nov 1, 2011 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Nov 1, 2010IMPERIUM INSURANCE COMPANYLiability · $750,000 · ended Nov 1, 2011 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 5, 2010FMCSA revocation notice for the operating authority, dropped Nov 1, 2010opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Nov 1, 2010)L&I to May 14, 2026
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Nov 1, 2009FEDERAL INSURANCE CO.Cargo · ended Nov 1, 2010 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Nov 1, 2009THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $1,000,000 · ended Nov 1, 2010 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 9, 2009FMCSA revocation notice for the operating authority, dropped Nov 2, 2009opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Nov 5, 2009)L&I to May 14, 2026
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Oct 5, 2009FMCSA revocation notice for the operating authority, dropped Nov 3, 2009opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Nov 5, 2009)L&I to May 14, 2026
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Nov 1, 2008REDLAND INSURANCE CO.Cargo · ended Nov 1, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Nov 1, 2008THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $1,000,000 · ended Nov 1, 2009 · replaced by the same insurer (renewal)a cancellation notice effective Nov 5, 2009 came after the replacement; 12 months in forceL&I to May 14, 2026
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Dec 31, 2007REDLAND INSURANCE CO.Cargo · ended Nov 1, 2008 · replaced by the same insurer (renewal)a cancellation notice effective Dec 31, 2008 came after the replacement; 10 months in forceL&I to May 14, 2026
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Dec 31, 2007THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $1,000,000 · ended Nov 1, 2008 · replaced by the same insurer (renewal)a cancellation notice effective Dec 31, 2008 came after the replacement; 10 months in forceL&I to May 14, 2026
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Dec 4, 2007FMCSA revocation notice for the operating authority, dropped Jan 2, 2008opened after NEW HAMPSHIRE INSURANCE CO. filed a cancellation notice (effective Dec 31, 2007)L&I to May 14, 2026
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Dec 4, 2007FMCSA revocation notice for the operating authority, dropped Dec 31, 2007opened after NEW HAMPSHIRE INSURANCE CO. filed a cancellation notice (effective Dec 31, 2007)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Tennessee (HQ) 117
- Indiana 9
- Kentucky 8
- Georgia 6
- Florida 4
- Alabama 2
- Illinois 2
79% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (93 power units: 93 filed, 77 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
3.8
Actual, per year in window
5.7
Projected, next 12 mo
4.9
0
3.5
7
We'd expect a typical fleet of 93 power units this active to have about 3.8 crashes a year. This motor carrier recorded 17 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 5.7 a year) — about 1.5× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 4.9 over the next 12 — about 1.3× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 12% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
147 inspections
and 17 crashes.
The FMCSA record tables now hold 148 inspections and 12 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Moderate · Z = 0.46
Marginal — 1.27x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.041 crashes per power-unit-year for a 93-unit for-hire fleet (pu50_99). Violations 1.00x (driver behaviour 1.78x, out-of-service 0.58x, all violations 0.77x; 147 inspections). Experience 1.27x: 9.4 decayed crashes against 5.9 expected over 36 months (credibility 0.46, a 6.93). 80% range 0.86–1.72x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.1 crashes per 100 power-unit-years
93 power units · 3.82 expected crashes a year
Violation relativity
1.00×
147 inspections in window
Crash experience
1.27×
9.4 decayed crashes vs 5.9 expected · credibility 0.46
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.27× (80% range 0.86–1.72×)
· band Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
148
Driver Insp
148
Driver OOS
3
Vehicle Insp
34
Vehicle OOS
8
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 21 | 1.83 | |
| HOS Compliance | 7 | 0.29 | |
| Driver Fitness | 2 | 0.08 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 11 | 2.94 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.