FERNANDO HUERTA ROMERO
DBA: FH TRUCKING
FMCSA Live Status
Fleet & equipment
- Power units
- 8
- Drivers · CDL
- 8 · 8
- Annual miles
- 902k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 6 | 2 | 0 | 8 |
| Trailers | 8 | 0 | 0 | 8 |
Registration
- Registered
- 11-17-1999 (27 yrs)
- MCS-150 Update
- 08-25-2025 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- FERNANDO ROMERO HUERTA
Cargo
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Fleets under 10 power units are graded against their size cohort (pu6_9) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
Expected crash rate is probably higher than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 6–9 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 1.6× as often as the median active fleet of 6–9 trucks.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service6 out-of-service violations against drivers: 4 no valid CDL, 1 medical certificate, 1 hours of service (Nov 2024 – Jul 2026).Ask: driver supervision and dispatch practices.
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Driver out-of-service rate31.2% of driver inspections end out of service vs 6.7% nationally (5 of 16). Across all its inspections, out-of-service orders run 1.47× what's expected for where and how it's inspected.
- No FMCSA BASIC alerts.
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Dangerous driving: 1
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.125 | 0.039 |
| Inspections | 1.62 | 1.41 |
| Violations | 1.81 | 1.44 |
| Critical violations | 0.44 | 0.26 |
Yearly rates from the last 24 months. Peers: Small (advisory) power units, medium-risk cargo.
What they get cited for
29 violations · 24 months-
Vehicle maintenance No alert19 · 1 OOSLights 7 · Brakes 5 · Wheels & hubs 1 · Other parts 6
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Driver fitness No alert6 · 5 OOSNo valid CDL 4 · English proficiency 1 · Medical certificate 1
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Unsafe driving No alert3 · 0 OOSPhone use 1 · Reckless / lane 1 · Speeding 1
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Hours of service No alert1 · 1 OOSLogbook / ELD paperwork 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jul232026WashingtonProperty damage onlyDark - lighted, two-way trafficway divided unprotected median. Citation issued.
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Jan82026WashingtonProperty damage onlyIce road, daylight, fog, two-way trafficway divided unprotected median.
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Oct132024WashingtonInjury · 1 person hurtDaylight, two-way trafficway divided positive barrier.
1 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · Navigators Insurance Companyon record since Aug 24, 2023 · FMCSA minimum $750,000 · no gap on FMCSA's record since Feb 2016
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
31 filings and 12 authority events since 2001 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 24, 2023Navigators Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Jul 28, 2023FMCSA revocation notice for the operating authority, dropped Aug 23, 2023opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 24, 2023)L&I to May 14, 2026
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Aug 24, 2022TRISURA SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Aug 24, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 28, 2022FMCSA revocation notice for the operating authority, dropped Aug 22, 2022cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Aug 24, 2021TRISURA SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Aug 24, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 28, 2021FMCSA revocation notice for the operating authority, dropped Aug 24, 2021opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 24, 2021)L&I to May 14, 2026
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Aug 24, 2020TRISURA SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Aug 24, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 28, 2020FMCSA revocation notice for the operating authority, dropped Aug 25, 2020opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 24, 2020)L&I to May 14, 2026
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Aug 24, 2019TRISURA SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Aug 24, 2020 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 24, 2019UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Aug 24, 2019 · replaced by another insurer6 months in forceL&I to May 14, 2026
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Feb 24, 2018CANAL INSURANCE CO.Liability · $750,000 · ended Feb 24, 2019 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Apr 12, 2016UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Feb 24, 2018 · replaced by another insurer22 months in forceL&I to May 14, 2026
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Apr 4, 2016UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Apr 12, 2016 · insurer name changeL&I to May 14, 2026
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Mar 10, 2016FMCSA revocation notice for the operating authority, dropped Mar 8, 2016opened after UNITED FINANCIAL CASUALTY COMPANY filed a cancellation notice (effective Apr 4, 2016)L&I to May 14, 2026
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Feb 24, 2016UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Apr 4, 2016 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Nov 3, 2015NATIONAL INDEMNITY COMPANYLiability · $750,000 · ended Feb 16, 2016 · insurer name change3 months in forceL&I to May 14, 2026
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Oct 28, 2015FMCSA revocation notice for the operating authority, dropped Nov 4, 2015opened after NATIONAL INDEMNITY COMPANY filed a cancellation notice (effective Nov 24, 2015)L&I to May 14, 2026
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Jun 30, 2015NATIONAL INDEMNITY COMPANYLiability · $750,000 · ended Nov 3, 2015 · superseded by the same policya cancellation notice effective Nov 24, 2015 came after the replacement; 4 months in forceL&I to May 14, 2026
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Jun 22, 2015FMCSA revocation notice for the operating authority, dropped Jul 1, 2015opened after NATIONAL INDEMNITY COMPANY filed a cancellation notice (effective Jul 18, 2015)L&I to May 14, 2026
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Mar 11, 2015NATIONAL INDEMNITY COMPANYLiability · $750,000 · ended Jun 30, 2015 · superseded by the same policya cancellation notice effective Jul 18, 2015 came after the replacement; 4 months in forceL&I to May 14, 2026
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Aug 18, 2012NATIONAL INDEMNITY COMPANYLiability · $750,000 · ended Jun 5, 2013 · cancellation notice took effect10 months in forceL&I to May 14, 2026
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Jul 23, 2012FMCSA revocation notice for the operating authority, dropped Aug 20, 2012opened after GREAT WEST CASUALTY CO. filed a cancellation notice (effective Aug 18, 2012)L&I to May 14, 2026
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Aug 18, 2010WESTCHESTER FIRE INSURANCE COMPANYCargo · ended Sep 15, 2011 · cancellation notice took effect13 months in forceL&I to May 14, 2026
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Aug 18, 2010GREAT WEST CASUALTY CO.Cargo · ended Sep 20, 2010 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Aug 18, 2010GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Aug 18, 2012 · cancellation notice took effect24 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Washington (HQ) 10
- Arizona 2
- Nevada 2
- Oregon 2
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (9 power units: 8 filed, 9 seen roadside in 24 months).
We'd expect a typical fleet of 9 power units this active to have about 0.5 crashes a year (sized from the 9 units seen roadside; 8 filed). This motor carrier recorded 3 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.0 a year) — about 2.1× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.7 over the next 12 — about 1.5× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 3 | 4.51 | |
| HOS Compliance | 1 | 1.56 | |
| Driver Fitness | 4 | 2.52 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 5 | 6.63 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-JUN-25 – 31-DEC-24) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.