STEVE HINES
DBA: S & A TRANSPORTATION LOGISTICS
FMCSA Live Status
Fleet & equipment
- Power units
- 1
- Drivers · CDL
- 1 · 1
- Annual miles
- 1,087 unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 1 | 0 | 0 | 1 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- INDIVIDUAL
- Cargo Operation
- Interstate
- Scope
- Interstate (Beyond 100 miles)
- Registered
- 12-15-1999 (27 yrs)
- MCS-150 Update
- 03-11-2026 (Biennial Update)
- FRED Score Date
- Nov 08, 2026
- Officer
- STEVE HINES
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Fleets under 10 power units are graded against their size cohort (pu2_5) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is probably higher than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 2–5 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Lapse in liability filings77 days without a liability filing on FMCSA's record (Jun 4, 2026 – Aug 20, 2026) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Feb 2026).Ask: driver qualification files and hiring standards.
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Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
- 2 crashes in 24 months. No injuries, no fatalities.
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Dangerous driving: 2
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
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Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
Inspected more often than interstate fleets of 1 truck in Tennessee (about 1 in 24 months would be typical; 56% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 1.000 | 0.055 |
| Inspections | 2.00 | 2.38 |
| Violations | 5.00 | 2.14 |
| Critical violations | 1.00 | 0.42 |
Yearly rates from the last 24 months. Peers: interstate fleets, Owner-Operator power units, medium-risk cargo.
What they get cited for
10 violations · 24 months-
Hours of service No alert6 · 0 OOSLogbook / ELD paperwork 3 · False log 2 · No log 1
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Unsafe driving No alert3 · 0 OOSReckless / lane 3
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Vehicle maintenance No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Oct82025VirginiaProperty damage onlyWet road, dark - not lighted, two-way trafficway divided unprotected median. Citation issued.
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Apr132025VirginiaProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median. Citation issued.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026- Liability (BIPD)
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$750,000 · Universal Casualty Risk Retention Group, Inc (risk retention group)on record since Aug 20, 2026 · FMCSA minimum $750,000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 3 changes: Motor Transport Mutual Risk Retention Group, Inc. → Universal Casualty Risk Retention Group, Inc (Aug 2026); ACCREDITED SPECIALTY INSURANCE COMPANY → Motor Transport Mutual Risk Retention Group, Inc. (Aug 2025); A-ONE COMMERCIAL INSURANCE RRG, INC → ACCREDITED SPECIALTY INSURANCE COMPANY (Apr 2024)
- 2 cancellation notices filed by insurers; 2 took effect (the last Jun 4, 2026, replaced 77 days later)
- 77 days without a liability filing (Jun 4, 2026 – Aug 20, 2026) while the authority required one; a later back-dated filing can close a lapse
- FMCSA notice served Jul 21, 2026 (suspension effective Aug 20, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's new registration system, status since Sep 4, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
23 filings and 22 authority events since 1999 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 20, 2026Universal Casualty Risk Retention Group, Inc (risk retention group)Liability · $750,000 · on fileFMCSA's new system
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Jul 21, 2026FMCSA suspension notice for the operating authority, effective Aug 20, 2026the authority stayed activeFMCSA's new system
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Sep 4, 2025Operating authority reinstatedL&I to May 14, 2026
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Aug 20, 2025Motor Transport Mutual Risk Retention Group, Inc. (risk retention group)Liability · $750,000 · ended Jun 4, 2026 · cancellation notice took effecta cancellation notice effective Aug 20, 2026 came after the replacement; 9 months in forceFMCSA's new system
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Jul 14, 2025Operating authority revoked (cause not stated)L&I to May 14, 2026
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Apr 18, 2025ACCREDITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Jul 8, 2025 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Apr 24, 2024Operating authority reinstatedL&I to May 14, 2026
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Apr 18, 2024ACCREDITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Apr 18, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Apr 19, 2023Operating authority revoked (cause not stated)L&I to May 14, 2026
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May 9, 2022FMCSA revocation notice for the operating authority, dropped May 11, 2022opened after A-ONE COMMERCIAL INSURANCE RRG, INC filed a cancellation notice (effective Jun 5, 2022)L&I to May 14, 2026
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Apr 13, 2022A-ONE COMMERCIAL INSURANCE RRG, INC (risk retention group)Liability · $750,000 · ended Jun 5, 2022 · cancellation notice took effecta cancellation notice effective Apr 13, 2023 came after the replacement; 2 months in forceL&I to May 14, 2026
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Mar 17, 2022FMCSA revocation notice for the operating authority, dropped Apr 15, 2022opened after COUNTY HALL INSURANCE COMPANY, INC A RR GROUP filed a cancellation notice (effective Apr 13, 2022)L&I to May 14, 2026
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Apr 13, 2021COUNTY HALL INSURANCE COMPANY, INC A RR GROUPLiability · $750,000 · ended Apr 13, 2022 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 17, 2021FMCSA revocation notice for the operating authority, dropped Apr 12, 2021opened after COUNTY HALL INSURANCE COMPANY, INC A RR GROUP filed a cancellation notice (effective Apr 13, 2021)L&I to May 14, 2026
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Aug 7, 2020COUNTY HALL INSURANCE COMPANY, INC A RR GROUPLiability · $750,000 · ended Apr 13, 2021 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Jul 17, 2020FMCSA revocation notice for the operating authority, dropped Aug 10, 2020opened after COUNTY HALL INSURANCE COMPANY, INC A RR GROUP filed a cancellation notice (effective Aug 13, 2020)L&I to May 14, 2026
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May 19, 2020COUNTY HALL INSURANCE COMPANY, INC A RR GROUPLiability · $750,000 · ended Aug 7, 2020 · superseded by the same policya cancellation notice effective Aug 13, 2020 came after the replacement; 3 months in forceL&I to May 14, 2026
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Apr 21, 2020FMCSA revocation notice for the operating authority, dropped May 20, 2020cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 14, 2020Operating authority reinstatedL&I to May 14, 2026
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Apr 13, 2020COUNTY HALL INSURANCE COMPANY, INC A RR GROUPLiability · $750,000 · ended May 19, 2020 · superseded by the same policy1 month in forceL&I to May 14, 2026
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May 29, 2019Operating authority revoked (cause not stated)L&I to May 14, 2026
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Nov 20, 2018NATIONAL INDEMNITY COMPANY OF THE SOUTHLiability · $750,000 · ended May 23, 2019 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Nov 18, 2015GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Nov 20, 2018 · replaced by another insurera cancellation notice effective Dec 24, 2018 came after the replacement; 36 months in forceL&I to May 14, 2026
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Oct 23, 2015FMCSA revocation notice for the operating authority, dropped Nov 18, 2015opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective Nov 19, 2015)L&I to May 14, 2026
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Mar 19, 2015CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Nov 18, 2015 · replaced by another insurera cancellation notice effective Nov 19, 2015 came after the replacement; 8 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Massachusetts 1
- New York 1
- Virginia 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (3 power units: 1 filed, 3 seen roadside in 24 months).
We'd expect a typical fleet of 3 power units this active to have about 0.1 crashes a year (sized from the 3 units seen roadside; 1 filed). This motor carrier recorded 2 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 0.7 a year) — about 5.1× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.2 over the next 12 — about 1.9× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 3 | 23.00 | |
| HOS Compliance | 2 | 7.20 | |
| Driver Fitness | 1 | 2.80 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 0 | 0.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (08-OCT-25 – 10-FEB-26) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.