LONERGANS CHARTER SERVICE INC
DBA: LONERGAN MOTOR COACH INC
(410) 923-4185
glonergan@lcsbuspros.com
713 Generals Highway, Millersville MD 21108
99
power units
106 drivers
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 99
- Drivers · CDL
- 106 · 106
- Annual miles
- 2M unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (01-15-2025)
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 05-07-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- MICHAEL P LONERGAN
- Officer
- GREG D. LONERGAN
Cargo
50.0
medium risk
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: passenger operation. The FRED Score is a property-carrier model; a passenger model is a separate study.
Mileage Unreliable
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Worth a closer look
From the FMCSA record.
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Injury crashes2 crashes with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lapse in liability filingsNo liability filing on FMCSA's file since Apr 22, 2024 (924 days through Nov 2, 2026) while the authority required one. Not in the grade.Ask: what covered the fleet during the gap.
Strengths
- Vehicle out-of-service rate 0.0% vs 22.3% national.
- No FMCSA BASIC alerts.
- 99% of inspections found no violations.
Data flags
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
FMCSA record, Jan 2025 – Aug 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
4
0 fatalities · 2 injuries · 0 tow-aways
Inspections
188
99% clean (no violations)
Vehicle out-of-service
0.0%
0 of 188
National avg 22.3%
Driver out-of-service
6.2%
1 of 16
National avg 6.7%
Violations
3
1 out-of-service
Inspected more often than interstate fleets of 50–99 trucks in Maryland (about 113 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 4,155 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.020 | 0.026 |
| Inspections | 1.87 | 0.97 |
| Violations | 0.02 | 0.56 |
| Critical violations | 0.01 | 0.11 |
Yearly rates from the last 24 months. Peers: interstate fleets, 50–99 power units, medium-risk cargo.
What they get cited for
3 violations · 24 months-
Vehicle maintenance No alert2 · 0 OOSLights 1 · Other parts 1
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Hours of service No alert1 · 1 OOSLogbook / ELD paperwork 1
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Unsafe driving No alert0
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Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jan122026MarylandProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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May52025MarylandInjury · 1 person hurtDaylight, two-way trafficway not divided. Citation issued.
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May22025MarylandInjury · 1 person hurtDaylight, two-way trafficway not divided.
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Feb132025MarylandProperty damage onlyDark - not lighted, two-way trafficway not divided.
2 of the 4 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$5,000,000 on file (FMCSA's motor carrier record; the filing itself was not published)FMCSA minimum $5,000,000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- One liability insurer throughout
- 1 cancellation notice filed by an insurer; 1 took effect (the last Mar 31, 2024, not replaced on FMCSA's record)
- No liability filing on FMCSA's file since Apr 22, 2024 (924 days through Nov 2, 2026) while the authority required one
Operating authority active (FMCSA's new registration system, status since Sep 20, 2010)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
16 filings and 11 authority events since 1982 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
16 filings and 11 authority events since 1982 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 22, 2024Operating authority reinstatedMC 155114 · L&I to May 14, 2026
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Apr 8, 2024Operating authority revoked (cause not stated)MC 155114 · L&I to May 14, 2026
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Mar 31, 2024NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability (excess) · $4,000,000 over $1,000,000 · on fileMC 155114 · FMCSA's new system
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May 12, 2023FMCSA revocation notice for the operating authority, dropped Jun 20, 2023cause not stated in FMCSA's older recordsMC 209866 · L&I to May 14, 2026
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May 12, 2023FMCSA revocation notice for the operating authority, dropped Jun 20, 2023cause not stated in FMCSA's older recordsMC 155114 · L&I to May 14, 2026
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Mar 31, 2014HARLEYSVILLE WORCESTER INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Mar 31, 2024 · cancellation notice took effect120 months in forceMC 155114 · L&I to May 14, 2026
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Mar 31, 2014HARLEYSVILLE WORCESTER INSURANCE COMPANYLiability · $1,000,000 · ended Mar 31, 2024 · cancellation notice took effect120 months in forceMC 155114 · L&I to May 14, 2026
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Apr 1, 2013FMCSA revocation notice for the operating authority, dropped Apr 9, 2013opened after HARLEYSVILLE MUTUAL INSURANCE CO. filed a cancellation notice (effective Apr 24, 2013)MC 155114 · L&I to May 14, 2026
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Mar 31, 2013NATIONWIDE MUTUAL INSURANCE COMPLiability (excess) · $4,000,000 over $1,000,000 · ended Mar 31, 2014 · replaced by the same insurer (renewal)12 months in forceMC 155114 · L&I to May 14, 2026
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Mar 31, 2013NATIONWIDE MUTUAL INSURANCE COMPLiability · $1,000,000 · ended Apr 24, 2013 · cancellation notice took effect1 month in forceMC 155114 · L&I to May 14, 2026
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Mar 31, 2013NATIONWIDE MUTUAL INSURANCE COMPLiability (excess) · $4,000,000 over $1,000,000 · ended Apr 24, 2013 · cancellation notice took effect1 month in forceMC 155114 · L&I to May 14, 2026
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Mar 31, 2013NATIONWIDE MUTUAL INSURANCE COMPLiability · $1,000,000 · ended Mar 31, 2014 · superseded by the same policy12 months in forceMC 155114 · L&I to May 14, 2026
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Sep 20, 2010Operating authority revoked (cause not stated)MC 209866 · L&I to May 14, 2026
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Apr 4, 2008FMCSA revocation notice for the operating authority, dropped Apr 10, 2008opened after LANCER INSURANCE COMPANY filed a cancellation notice (effective Apr 29, 2008)MC 155114 · L&I to May 14, 2026
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Mar 31, 2008HARLEYSVILLE MUTUAL INSURANCE CO.Liability (excess) · $1,000,000 over $4,000,000 · ended May 9, 2008 · cancellation notice took effecta cancellation notice effective Apr 24, 2013 came after the replacement; 1 month in forceMC 155114 · L&I to May 14, 2026
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Mar 31, 2008HARLEYSVILLE MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Mar 31, 2013 · replaced by another insurera cancellation notice effective Apr 24, 2013 came after the replacement; 60 months in forceMC 155114 · L&I to May 14, 2026
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Nov 22, 2005FMCSA revocation notice for the operating authority, dropped Dec 1, 2005cause not stated in FMCSA's older recordsMC 155114 · L&I to May 14, 2026
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Nov 14, 2005FMCSA revocation notice for the operating authority, dropped Dec 1, 2005cause not stated in FMCSA's older recordsMC 209866 · L&I to May 14, 2026
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Mar 31, 2005LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Mar 31, 2008 · replaced by another insurera cancellation notice effective Apr 29, 2008 came after the replacement; 36 months in forceMC 155114 · L&I to May 14, 2026
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Mar 31, 2003LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Mar 31, 2005 · replaced by the same insurer (renewal)24 months in forceMC 155114 · L&I to May 14, 2026
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Mar 31, 2002LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Mar 31, 2003 · cancellation notice took effect12 months in forceMC 155114 · L&I to May 14, 2026
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Mar 31, 1999LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Mar 31, 2002 · cancellation notice took effect36 months in forceMC 155114 · L&I to May 14, 2026
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Mar 31, 1997ST. PAUL GUARDIAN INSURANCE COMPANYLiability · $5,000,000 · ended Mar 31, 1999 · replaced by another insurer24 months in forceMC 155114 · L&I to May 14, 2026
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Mar 31, 1996ST. PAUL FIRE & MARINE INSURANCE CO.Liability · $5,000,000 · ended Mar 31, 1997 · superseded by the same policya cancellation notice effective Jun 30, 1997 came after the replacement; 12 months in forceMC 155114 · L&I to May 14, 2026
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Jul 28, 1988Operating authority grantedMC 209866 · L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Maryland (HQ) 180
- Federal inspectors 8
Mostly inspected in its home state (96%).
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PassengerTotal Inspections
188
Driver Insp
16
Driver OOS
1
Vehicle Insp
188
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Percentile | Alert |
|---|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | - | |
| HOS Compliance | 1 | 0.54 | - | |
| Driver Fitness | 0 | 0.00 | - | |
| Controlled Substances | 0 | 0.00 | - | |
| Vehicle Maintenance | 1 | 0.04 | - |
SMS record data is sourced from FMCSA's Safety Measurement System (02-JAN-25 – 28-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.