JOEY'S TOWING AND RECOVERY INC
DBA: JOEY'S TOWING
FMCSA Live Status
Fleet & equipment
- Power units
- 33
- Drivers · CDL
- 24 · 24
- Annual miles
- 1.4M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 23 | 0 | 0 | 23 |
| Tractors | 10 | 0 | 0 | 10 |
| Trailers | 10 | 0 | 0 | 10 |
Registration
- FMCSA Rating
- Satisfactory (08-23-2023) · 3 yr old
- Registered
- 03-16-2000 (26 yrs)
- MCS-150 Update
- 06-19-2024 (Address Change)
- FRED Score Date
- Nov 08, 2026
- Officer
- JOSEPH R BUSHWAY
- Officer
- JOSEPH BUSHWAY
Cargo
- High-Risk Cargo
- Motor Vehicles, Drive/Tow Away, Mobile Homes, Machinery Large, Oilfield Equipment, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Runs within one state. Roadside inspections are rarer for intrastate fleets than for interstate ones, so this record rests mainly on crash reports, which states file for intrastate trucks too.
Expected crash rate is probably higher than similar fleets (about a 60% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Driver qualification3 out-of-service violations against drivers: 3 no valid CDL (Apr 2025 – Dec 2025).Ask: driver qualification files and hiring standards.
- 4 crashes in 24 months. No injuries, no fatalities.
- No FMCSA BASIC alerts.
Track record
Inspected about as often as interstate fleets of 20–49 trucks in Michigan (about 28 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.076 | 0.029 |
| Inspections | 0.62 | 1.12 |
| Violations | 0.21 | 0.78 |
| Critical violations | 0.08 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
14 violations · 24 months-
Vehicle maintenance No alert7 · 1 OOSLights 5 · Brakes 1 · Tires 1
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Unsafe driving No alert3 · 0 OOSSpeeding 2 · Reckless / lane 1
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Driver fitness No alert3 · 3 OOSNo valid CDL 3
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Hours of service No alert1 · 0 OOSFalse log 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Feb282026MichiganProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median.
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Nov62025MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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May182025OhioProperty damage onlyDark - not lighted, one-way trafficway not divided.
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Mar312025MichiganProperty damage onlyDaylight, two-way trafficway not divided.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · AMERISURE MUTUAL INSURANCE COMPANYon record since Jan 31, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jan 2017
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 2 liability insurers on FMCSA's record, 1 change: AMGUARD INSURANCE COMPANY → AMERISURE MUTUAL INSURANCE COMPANY (Jan 2025)
- 2 cancellation notices filed by insurers; 2 took effect (the last Jan 31, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jan 28, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
17 filings and 12 authority events since 2007 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jan 31, 2025AMERISURE MUTUAL INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
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Jan 6, 2025FMCSA revocation notice for the operating authority, dropped Jan 28, 2025opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Jan 31, 2025)L&I to May 14, 2026
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Dec 14, 2024AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Jan 31, 2025 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Nov 18, 2024FMCSA revocation notice for the operating authority, dropped Dec 12, 2024opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Dec 14, 2024)L&I to May 14, 2026
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Jan 31, 2024AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Dec 14, 2024 · cancellation notice took effect10 months in forceL&I to May 14, 2026
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Jan 31, 2023AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Jan 31, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 31, 2022AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Jan 31, 2023 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 4, 2022FMCSA revocation notice for the operating authority, dropped Jan 24, 2022opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Jan 31, 2022)L&I to May 14, 2026
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Jan 31, 2021AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Jan 31, 2022 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jan 5, 2021FMCSA revocation notice for the operating authority, dropped Jan 29, 2021opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Feb 1, 2021)L&I to May 14, 2026
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Feb 11, 2020FMCSA revocation notice for the operating authority, dropped Feb 18, 2020opened after OHIO SECURITY INSURANCE COMPANY filed a cancellation notice (effective Mar 9, 2020)L&I to May 14, 2026
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Jan 31, 2020AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Jan 31, 2021 · replaced by the same insurer (renewal)a cancellation notice effective Feb 1, 2021 came after the replacement; 12 months in forceL&I to May 14, 2026
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Mar 9, 2017OHIO SECURITY INSURANCE COMPANYLiability · $750,000 · ended Jan 31, 2020 · replaced by another insurera cancellation notice effective Mar 9, 2020 came after the replacement; 35 months in forceL&I to May 14, 2026
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Jan 23, 2017NATIONAL INDEMNITY COMPANYLiability · $1,000,000 · ended Mar 9, 2017 · replaced by another insurera cancellation notice effective Apr 15, 2017 came after the replacement; 1 month in forceL&I to May 14, 2026
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Jan 9, 2017FMCSA revocation notice for the operating authority, dropped Jan 24, 2017cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 25, 2016Operating authority reinstatedL&I to May 14, 2026
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Aug 22, 2016Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jan 23, 2016ATLANTIC SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 14, 2016 · cancellation notice took effecta cancellation notice effective Feb 5, 2017 came after the replacement; 7 months in forceL&I to May 14, 2026
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Dec 28, 2015FMCSA revocation notice for the operating authority, dropped Jan 26, 2016cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Feb 23, 2015FMCSA revocation notice for the operating authority, dropped Feb 25, 2015opened after ATLANTIC SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Mar 20, 2015)L&I to May 14, 2026
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Jan 23, 2015ATLANTIC SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Mar 20, 2015 · cancellation notice took effecta cancellation notice effective Jan 23, 2016 came after the replacement; 2 months in forceL&I to May 14, 2026
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Oct 8, 2014NATIONAL INDEMNITY COMPANYLiability · $1,000,000 · ended Jan 23, 2015 · replaced by another insurer4 months in forceL&I to May 14, 2026
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Oct 18, 2012CONSOLIDATED INSURANCE CO.Liability · $750,000 · ended Oct 8, 2014 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Jul 22, 2011THE NETHERLANDS INSURANCE COMPANYCargo · ended Apr 1, 2017 · cancellation notice took effect68 months in forceL&I to May 14, 2026
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Jul 22, 2011THE NETHERLANDS INSURANCE COMPANYLiability · $1,000,000 · ended Oct 18, 2012 · replaced by another insurer15 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Michigan (HQ) 21
- Ohio 2
- Tennessee 2
- Indiana 1
Mostly inspected in its home state (81%).
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (33 power units: 33 filed, 22 seen roadside in 24 months).
We'd expect a typical fleet of 33 power units this active to have about 0.9 crashes a year. This motor carrier recorded 5 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 1.7 a year) — about 1.8× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.1 over the next 12 — about 1.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
- 1 inspection with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 3 | 0.30 | |
| HOS Compliance | 1 | 0.16 | |
| Driver Fitness | 3 | 0.85 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 4 | 3.45 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-SEP-26 – 31-AUG-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.