OTL LLC

USDOT 880742 MC 50013 Covington, IN Authorized For-Hire
19 power units 16 drivers 1.1M mi/yr
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Satisfactory
FRED Score 50.0 / 100 The FRED Score (0–100, higher is better) compares this motor carrier's expected crash rate with that of similar fleets. It is an analytical opinion, not an FMCSA safety rating.
Low confidence
26 yrs history · 30 roadside inspections in 24 months
Scored Nov 8, 2026
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  • Expected crashes over the next 12 months, against similar fleets
  • What drives the grade: crash history and roadside record
  • Worth a closer look: the flags to ask about, with the questions
  • How it compares with similar fleets, per power unit and per mile
  • Cargo risk, and news reports linked to its crashes
  • How the grade is calculated, and its history week by week

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Fleet, registration and cargo

Fleet and equipment

Power units
19
Drivers · CDL
16 · 16
Annual miles
1.1M ~59k per unit
TypeOwnTermTripTotal
Trucks0000
Tractors154019
Trailers250025

Registration

Organization
INDIVIDUAL
Operation
Interstate
Authority type
Authorized For-Hire
Registered
May 16, 2000 (26 yrs)
MCS-150 update
Apr 30, 2026 (Biennial Update)
Officer
DAVID KEITH
Phone
(217) 799-7667
Email
otldispatch16@gmail.com
Address
1278 E 1550 N, Covington IN 47932

Cargo

Cargo risk score FRED’s estimate from the commodities it hauls Log in

“General Freight” is a catch-all; the actual cargo mix and its risk may differ.

FMCSA status today

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Roadside and crash record

FMCSA record, Nov 2024 – Sep 2026
Crashes
3
0 fatal (0 deaths) · 2 injury · 3 people hurt in all · 3 tow-away
Inspections
30
50% clean (no violations)
Vehicle out-of-service
25.0%
3 of 12 vehicle inspections
Driver out-of-service
16.7%
5 of 30 driver inspections
Violations
26
9 out-of-service violations
Inspections per quarter With an out-of-service order
Q4 '24: 1 inspections, 0 out of service 1 Q4 '24 Q1 '25: 1 inspections, 0 out of service 1 Q1 '25 Q2 '25: 0 inspections, 0 out of service 0 Q2 '25 Q3 '25: 5 inspections, 0 out of service 5 Q3 '25 Q4 '25: 8 inspections, 3 out of service 8 Q4 '25 Q1 '26: 8 inspections, 1 out of service 8 Q1 '26 Q2 '26: 6 inspections, 3 out of service 6 Q2 '26 Q3 '26: 1 inspections, 1 out of service 1 Q3 '26
How it compares with similar fleets Crashes, inspections and violations per power unit and per mile, against fleets like this one Log in

Violations

26 on the FMCSA record, Nov 2024 – Sep 2026
  • Vehicle maintenance No alert
    13 · 4 out-of-service
    Brakes 7 · Lights 3 · Cargo securement 1 · Tires 1 · Other parts 1
  • Unsafe driving No alert
    6 · 0 out-of-service
    Reckless / lane 3 · Seat belt 2 · Speeding 1
  • Hours of service No alert
    6 · 4 out-of-service
    No log 4 · Logbook / ELD paperwork 2
  • Driver fitness No alert
    1 · 1 out-of-service
    No valid CDL 1
  • Drugs & alcohol No alert
    0
Out-of-service share of each category. “No alert” = under FMCSA's BASIC intervention threshold.

Violations by quarter

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Crashes

FMCSA record, Nov 2024 – Sep 2026 · crash reports through Sep 15, 2026
3 tow-away
  • Apr
    6
    2026
    Apr 6, 2026 · Illinois
    Tow-away
    Daylight, two-way trafficway divided unprotected median.
  • Jul
    12
    2025
    Jul 12, 2025 · Indiana
    Injury · 1 person hurt
    Dark - not lighted, two-way trafficway divided unprotected median.
  • Apr
    17
    2025
    Apr 17, 2025 · Ohio
    Injury · 2 people hurt
    Daylight, one-way trafficway not divided.

Insurance filed with FMCSA

FMCSA record through May 14, 2026 · no change recorded by FMCSA since
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On FMCSA's filing record
Last on FMCSA's record (May 14, 2026)
$750,000 · NORTHLAND INSURANCE COMPANY
on record since Oct 9, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Nov 2017
Cargo filing
not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
  • 3 liability insurers on FMCSA's record, 2 changes: HARCO NATIONAL INSURANCE CO. → NORTHLAND INSURANCE COMPANY (Oct 2025); NATIONAL CASUALTY COMPANY → HARCO NATIONAL INSURANCE CO. (Oct 2023)
  • 1 cancellation notice filed by an insurer; 1 took effect (the last Oct 9, 2023, replaced the same day)
  • No gap in filed liability coverage while liability was required
Authority events and every filing FMCSA’s full filing record back to the 1990s, and who else this insurer covers Log in

FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?

Where it operates

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Map: inspections and crashes from FMCSA's weekly files over 24 months.

Inspections by state
  • Tennessee 7
  • Alabama 3
  • Arkansas 3
  • Illinois 3
  • Kentucky 3
  • Indiana (HQ) 2
  • Wyoming 2
  • California 1

Runs well beyond its home state: 2 of 30 inspections were in Indiana.

How this grade is calculated, and its history The model behind the grade: factors, credibility, peer group and the score week by week Log in