DIVERSITY AT WORK GROUP INC
DBA: UNITED COURIER
(513) 961-2444
scottlaminack@united-courier.net
1761 Tennessee Avenue Suite C, Cincinnati OH 45229
3
power units · all leased
3 drivers
60k mi/yr · ~20k per unit
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 3
- Drivers · CDL
- 3 · 1
- Annual miles
- 60k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 3 | 3 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- Cargo Operation
- Interstate
- Scope
- Interstate (Beyond 100 miles)
- Registered
- 06-30-2000 (26 yrs)
- MCS-150 Update
- 12-18-2025 (Biennial Update)
- FRED Score Date
- Nov 08, 2026
- Officer
- LYNN MEYERS
- Officer
- SCOTT LAMINACK
Cargo
56.7
medium risk
General Freight
US Mail
Paper Products
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: operating authority revoked since May 30, 2023 (Revoked) with no roadside inspection or crash recorded since, and no active authority on file. Graded again once it is seen operating or the authority is reinstated; referral.
Worth a closer look
From the FMCSA record.
- Nothing on the FMCSA record stands out.
Data flags
-
Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
FMCSA record, last 24 months
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
0
roadside inspections
Vehicle out-of-service
—
no inspections
National avg 22.3%
Driver out-of-service
—
no inspections
National avg 6.7%
Violations
0
0 out-of-service
Inspected less often than interstate fleets of 2–5 trucks in Ohio (about 3 in 24 months would be typical; 37% of them had none).
vs 57,530 peer fleets
Inspections per power unit look like an outlier vs peers; read these rates with care.
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.043 |
| Inspections | 0.00 | 1.57 |
| Violations | 0.00 | 1.56 |
| Critical violations | 0.00 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
0 violations · 24 monthsNo violations on the FMCSA record in the last 24 months.
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · CONCERT SPECIALTY INSURANCE COMPANYon record since Feb 26, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Feb 2024
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: RIVERPORT INSURANCE COMPANY → CONCERT SPECIALTY INSURANCE COMPANY (Feb 2024)
- 3 cancellation notices filed by insurers; 2 took effect (the last Feb 26, 2026, replaced the same day); 1 replaced before it took effect
- No gap in filed liability coverage while liability was required
Operating authority inactive (FMCSA's L&I record of May 14, 2026, status since May 30, 2023)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
21 filings and 17 authority events since 2000 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
21 filings and 17 authority events since 2000 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Feb 26, 2026CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Feb 26, 2025CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Feb 26, 2026 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 26, 2024CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Feb 26, 2025 · replaced by the same insurer (renewal)a cancellation notice effective Mar 8, 2025 came after the replacement; 12 months in forceL&I to May 14, 2026
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May 30, 2023Operating authority revoked (cause not stated)L&I to May 14, 2026
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Feb 26, 2023RIVERPORT INSURANCE COMPANYLiability · $750,000 · ended May 24, 2023 · cancellation notice took effecta cancellation notice effective Feb 26, 2024 came after the replacement; 3 months in forceL&I to May 14, 2026
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Jan 30, 2023FMCSA revocation notice for the operating authority, dropped Feb 27, 2023cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jun 1, 2022Operating authority reinstatedL&I to May 14, 2026
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May 16, 2022Operating authority revoked (cause not stated)L&I to May 14, 2026
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Mar 11, 2022FMCSA revocation notice for the operating authority, dropped Apr 8, 2022opened after RIVERPORT INSURANCE COMPANY filed a cancellation notice (effective Apr 7, 2022)L&I to May 14, 2026
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Feb 26, 2022RIVERPORT INSURANCE COMPANYLiability · $750,000 · ended Apr 7, 2022 · cancellation notice took effecta cancellation notice effective Feb 26, 2023 came after the replacement; 1 month in forceL&I to May 14, 2026
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Feb 26, 2021RIVERPORT INSURANCE COMPANYLiability · $750,000 · ended Feb 26, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Feb 26, 2020MANUFACTURERS ALLIANCE INSURANCE COMPANYLiability · $1,000,000 · ended Feb 26, 2021 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 1, 2019ACE AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Feb 26, 2020 · replaced by another insurer5 months in forceL&I to May 14, 2026
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Mar 1, 2019OLD REPUBLIC INSURANCE COMPANYLiability · $1,000,000 · ended Oct 1, 2019 · replaced by another insurera cancellation notice effective Oct 30, 2019 came after the replacement; 7 months in forceL&I to May 14, 2026
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Feb 26, 2019MANUFACTURERS ALLIANCE INSURANCE COMPANYLiability · $750,000 · ended Mar 1, 2019 · replaced by another insurerL&I to May 14, 2026
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Feb 26, 2019FMCSA revocation notice for the operating authority, dropped Feb 27, 2019cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Feb 5, 2019OLD REPUBLIC INSURANCE COMPANYLiability · $1,000,000 · ended Feb 26, 2019 · replaced by another insurer1 month in forceL&I to May 14, 2026
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Jan 30, 2019FMCSA revocation notice for the operating authority, dropped Feb 6, 2019cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 22, 2018FMCSA revocation notice for the operating authority, dropped Nov 5, 2018opened after MANUFACTURERS ALLIANCE INSURANCE COMPANY filed a cancellation notice (effective Nov 18, 2018)L&I to May 14, 2026
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Feb 26, 2018MANUFACTURERS ALLIANCE INSURANCE COMPANYLiability · $750,000 · ended Nov 18, 2018 · cancellation notice took effecta cancellation notice effective Feb 26, 2019 came after the replacement; 9 months in forceL&I to May 14, 2026
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Oct 5, 2016Operating authority reinstatedL&I to May 14, 2026
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Sep 1, 2016OLD REPUBLIC INSURANCE COMPANYLiability · $1,000,000 · ended Feb 26, 2018 · replaced by another insurer18 months in forceL&I to May 14, 2026
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May 5, 2015Operating authority revoked (cause not stated)L&I to May 14, 2026
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Mar 12, 2012Operating authority reinstatedL&I to May 14, 2026
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Mar 1, 2011ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $1,000,000 · ended Apr 29, 2015 · cancellation notice took effect50 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
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How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
0
Driver Insp
0
Driver OOS
0
Vehicle Insp
0
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 0 | 0.00 |