RAY A WRIGHT
DBA: RAY A WRIGHT XPRESS
FMCSA Live Status
Fleet & equipment
- Power units
- 8
- Drivers · CDL
- 7 · 7
- Annual miles
- 894k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 8 | 0 | 0 | 8 |
| Trailers | 12 | 0 | 0 | 12 |
Registration
- Organization
- INDIVIDUAL
- Registered
- 07-05-2000 (26 yrs)
- MCS-150 Update
- 09-04-2024 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- RAY WRIGHT
Cargo
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 15% higher than similar fleets.
Similar fleets: interstate fleets of about 8 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
- 1 crash in 24 months. No injuries, no fatalities.
- Driver out-of-service rate 4.2% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 1
Track record
Inspected more often than interstate fleets of 6–9 trucks in Tennessee (about 9 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.062 | 0.043 |
| Inspections | 2.12 | 1.58 |
| Violations | 0.94 | 1.56 |
| Critical violations | 0.25 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
15 violations · 24 months-
Hours of service No alert8 · 1 OOSLogbook / ELD paperwork 6 · False log 2
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Unsafe driving No alert5 · 0 OOSReckless / lane 2 · Speeding 2 · Other 1
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Driver fitness No alert1 · 0 OOSNo valid CDL 1
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Vehicle maintenance No alert1 · 0 OOSOther parts 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Mar162026IndianaProperty damage onlyWet road, dark - lighted, rain.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$750,000 · SIRIUSPOINT AMERICA INSURANCE COMPANYon record since Dec 5, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 2014
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 2 changes: SENTRY SELECT INSURANCE COMPANY → SIRIUSPOINT AMERICA INSURANCE COMPANY (Dec 2025); NORTHLAND INSURANCE COMPANY → SENTRY SELECT INSURANCE COMPANY (Nov 2025)
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jun 27, 2014)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
17 filings and 5 authority events since 2000 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Dec 5, 2025SIRIUSPOINT AMERICA INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Nov 30, 2025SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Dec 5, 2025 · replaced by another insurerL&I to May 14, 2026
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Nov 30, 2022NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Nov 30, 2025 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Nov 30, 2021CANAL INSURANCE CO.Liability · $750,000 · ended Nov 30, 2022 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 19, 2018OOIDA RISK RETENTION GROUP, INC. (risk retention group)Liability · ended Nov 30, 2021 · replaced by another insurera cancellation notice effective Dec 23, 2021 came after the replacement; 37 months in forceL&I to May 14, 2026
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Jun 27, 2014Operating authority reinstatedL&I to May 14, 2026
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Jun 25, 2014OOIDA RISK RETENTION GROUP, INC. (risk retention group)Liability · $1,000,000 · ended Oct 19, 2018 · superseded by the same policy52 months in forceL&I to May 14, 2026
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Oct 18, 2004Operating authority revoked (cause not stated)L&I to May 14, 2026
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Oct 13, 2004AMERICAN INTERNATIONAL SOUTH INSURANCE CO.Liability · $1,000,000 · ended Dec 16, 2004 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Oct 12, 2004TRAVELERS PROPERTY CASUALTY CO. OF AMERICACargo · ended Jul 28, 2014 · insurer name change117 months in forceL&I to May 14, 2026
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Oct 11, 2002SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Oct 11, 2004 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Jun 14, 2002FMCSA revocation notice for the operating authority, dropped Jun 21, 2002cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 19, 2002LANCER INSURANCE COMPANYCargo · ended Nov 17, 2002 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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May 19, 2002LANCER INSURANCE COMPANYLiability · $750,000 · ended Oct 11, 2002 · replaced by another insurera cancellation notice effective Nov 17, 2002 came after the replacement; 5 months in forceL&I to May 14, 2026
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Jan 21, 2002LANCER INSURANCE COMPANYCargo · ended May 19, 2002 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Jan 21, 2002LANCER INSURANCE COMPANYLiability · $750,000 · ended May 19, 2002 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Oct 11, 2001LANCER INSURANCE COMPANYCargo · ended Jan 21, 2002 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Oct 11, 2001LANCER INSURANCE COMPANYLiability · $750,000 · ended Jan 21, 2002 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Sep 18, 2001FMCSA revocation notice for the operating authority, dropped Oct 17, 2001cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 11, 2001OOIDA RISK RETENTION GROUP, INC. (risk retention group)Liability · $1,000,000 · ended Aug 22, 2001 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Oct 18, 2000Operating authority grantedL&I to May 14, 2026
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Oct 12, 2000OOIDA RISK RETENTION GROUP, INC. (risk retention group)Liability · $1,000,000 · ended Dec 13, 2000 · insurer name changea cancellation notice effective Jul 11, 2001 came after the replacement; 2 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Colorado 6
- New Mexico 5
- Illinois 3
- Arkansas 2
- Oklahoma 2
- Tennessee (HQ) 2
- Texas 2
- Massachusetts 1
Runs well beyond its home state: 2 of 24 inspections were in Tennessee.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (medium).
We'd expect a typical fleet of this size this active to have about 0.3 crashes a year. This motor carrier recorded 1 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 2.9× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.4 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
- Out-of-service inspection Apr 18, 2025 · MS · level 3 · 1 driver OOS · 1 violation
- 15 further inspections with no out-of-service result
- 1 inspection with no out-of-service result — not yet scored
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 5 | 2.92 | |
| HOS Compliance | 5 | 1.00 | |
| Driver Fitness | 1 | 0.24 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 1 | 1.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (03-OCT-24 – 31-DEC-25) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.