HOWARD TRANSPORTATION INC
FMCSA Live Status
Fleet & equipment
- Power units
- 100
- Drivers · CDL
- 114 · 57
- Annual miles
- 4.8M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 96 | 2 | 0 | 98 |
| Trailers | 133 | 2 | 0 | 135 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (04-19-2000) · 26 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 08-17-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- STEVE HOWARD
- Officer
- SUZANNE SKIPPER
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 0.7× as often as the median active fleet of 100–199 trucks.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes2 crashes with 6 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Oct 2025).Ask: driver qualification files and hiring standards.
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Brakes and cargo securementBrakes are 40 of 93 violations (43%). Brake or cargo securement defects led to 17 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate49.0% of vehicle inspections end out of service vs 22.3% nationally (24 of 49). Across all its inspections, out-of-service orders run 1.56× what's expected for where and how it's inspected.
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Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 3 for phone use.Ask: telematics, speed governance and phone policy.
- Driver out-of-service rate 1.2% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 1
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.015 | 0.024 |
| Inspections | 0.63 | 0.91 |
| Violations | 0.47 | 0.51 |
| Critical violations | 0.08 | 0.10 |
Yearly rates from the last 24 months. Peers: 100–199 power units, medium-risk cargo.
What they get cited for
93 violations · 24 months-
Vehicle maintenance No alert82 · 33 OOSBrakes 40 · Cargo securement 14 · Lights 11 · Tires 9 · Wheels & hubs 6 · 2 more
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Unsafe driving No alert6 · 0 OOSPhone use 3 · Speeding 1 · Other 2
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Hours of service No alert4 · 0 OOSFalse log 2 · Logbook / ELD paperwork 2
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jun142025MissouriInjury · 5 people hurtWet road, daylight, rain, two-way trafficway divided unprotected median.
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Mar272025North CarolinaProperty damage onlyDark - not lighted, two-way trafficway not divided.
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Jan132025MississippiInjury · 1 person hurtWet road, daylight, two-way trafficway not divided.
2 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$1,000,000 · National Interstate Insurance Companyon record since Mar 1, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 1994
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- $75,000 surety bond (BMC-84) · SURETEC INSURANCE COMPANY since Sep 10, 2019
- 2 liability insurers on FMCSA's record, 1 change: CHEROKEE INSURANCE COMPANY → National Interstate Insurance Company (Mar 2025)
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Jun 10, 1987)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
26 filings and 5 authority events since 1983 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Mar 1, 2025National Interstate Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Mar 1, 2024CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Mar 1, 2025 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Mar 1, 2023CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Mar 1, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 1, 2022CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Mar 1, 2023 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 1, 2021CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Mar 1, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 10, 2019SURETEC INSURANCE COMPANYBroker bond (BMC-84) · on file · on fileFMCSA's new system
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Sep 3, 2019FMCSA revocation notice for the broker authority, dropped Sep 11, 2019cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 1, 2019CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Mar 1, 2021 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
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Mar 1, 2017GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Mar 1, 2019 · replaced by another insurera cancellation notice effective Apr 4, 2019 came after the replacement; 24 months in forceL&I to May 14, 2026
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Sep 30, 2015LIBERTY MUTUAL INSURANCE CO.Broker bond (BMC-84) · ended Sep 10, 2019 · replaced by another insurera cancellation notice effective Sep 30, 2019 came after the replacement; 47 months in forceL&I to May 14, 2026
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Oct 1, 2013TRAVELERS CASUALTY & SURETY CO. OF AMERICABroker bond (BMC-84) · ended Sep 30, 2015 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Mar 1, 2011CHEROKEE INSURANCE COMPANYCargo · ended May 5, 2011 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Mar 1, 2011CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Mar 1, 2017 · replaced by another insurer72 months in forceL&I to May 14, 2026
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Feb 2, 2011FMCSA revocation notice for the operating authority, dropped Feb 22, 2011opened after CHEROKEE INSURANCE COMPANY filed a cancellation notice (effective Mar 1, 2011)L&I to May 14, 2026
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May 27, 2005TRAVELERS CASUALTY & SURETY CO. OF AMERICABroker bond (BMC-84) · ended Oct 1, 2013 · replaced by the same insurer (renewal)100 months in forceL&I to May 14, 2026
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Mar 1, 2003CHEROKEE INSURANCE COMPANYCargo · ended Mar 1, 2011 · cancellation notice took effect96 months in forceL&I to May 14, 2026
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Mar 1, 2003CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Mar 1, 2011 · cancellation notice took effect96 months in forceL&I to May 14, 2026
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Mar 1, 2002CONTINENTAL CASUALTY CO.Cargo · ended Mar 1, 2003 · replaced by another insurera cancellation notice effective Mar 27, 2003 came after the replacement; 12 months in forceL&I to May 14, 2026
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Mar 1, 2002AMERICAN CASUALTY COMPANY OF READINGLiability · $1,000,000 · ended Mar 1, 2003 · replaced by another insurera cancellation notice effective Mar 27, 2003 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jan 12, 2002CONTINENTAL CASUALTY CO.Cargo · ended Mar 1, 2002 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Mar 1, 2001TRANSCONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2002 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 8, 2000FMCSA revocation notice for the operating authority, dropped Feb 25, 2000cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jan 12, 2000FIRST NATIONAL INSURANCE COMPANY OF AMCargo · ended Jan 12, 2002 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Jan 1, 1999PHILADELPHIA INDEMNITY INSURANCE COMPANYCargo · ended Jan 12, 2000 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jan 12, 1997UNITED STATES FIDELITY & GUARANTY CO.Cargo · ended Jan 12, 1999 · cancellation notice took effect24 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Mississippi (HQ) 12
- Tennessee 12
- Kentucky 7
- North Carolina 7
- Louisiana 6
- Ohio 5
- Alabama 4
- New York 4
15% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (100 power units: 100 filed, 49 seen roadside in 24 months).
We'd expect a typical fleet of 100 power units this active to have about 2.8 crashes a year. This motor carrier recorded 8 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.7 a year). Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.1 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 6 | 0.86 | |
| HOS Compliance | 4 | 0.30 | |
| Driver Fitness | 1 | 0.16 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 33 | 7.64 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-DEC-24) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.