GEORGIA PACK AND LOAD MOVING AND STORAGE INC
(770) 458-2510
info@gapackandload.com
4103 Tench Rd Suite 100, Suwanee GA 30024
12
power units · all owned
18 drivers
480k mi/yr · ~40k per unit
Satisfactory
FRED Score 69.8 / 100
Low confidence
26 yrs history · 10 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 12
- Drivers · CDL
- 18 · 0
- Annual miles
- 480k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 12 | 0 | 0 | 12 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- PARTNERSHIP
- FMCSA Rating
- Satisfactory (01-25-2021) · 5 yr old
- Registered
- 08-28-2000 (26 yrs)
- MCS-150 Update
- 12-18-2025 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- READ AHLEMANN
- Officer
- RALPH HERRIN
Cargo
65.5
medium risk
Household Goods
Beverages
- High-Risk Cargo
- Household Goods
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.82×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
0.5 vs 0.6 for similar fleets
Likely 0–2 crashes
This motor carrier
0.5
Similar fleets
0.6
Chance of a fatal crash, next 12 months
~1%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
Leans better, not yet proven. 0 crashes on the FMCSA record in 24 months; similar fleets have about 0.6 a year.
Roadside inspections
betterworse
Much worse than peers. Unsafe-driving and hours-of-service violations 2.00× and violations 1.31× the rate expected for its inspections. Together they move its crash estimate +10%: roadside results weigh far less than crash history.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Lapse in liability filings167 days without a liability filing on FMCSA's record (May 18, 2025 – Nov 1, 2025) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Feb 2026).Ask: driver qualification files and hiring standards.
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Lights and brakesLights are 7 of 22 violations (32%). Light or brake defects led to 1 out-of-service order.Ask: the preventive-maintenance schedule and shop records.
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Driver out-of-service rate20.0% of driver inspections end out of service vs 6.7% nationally (2 of 10), but across all its inspections out-of-service orders are 0.94× what's expected for where and how it's inspected, the measure the grade uses.
Strengths
- No reportable crashes in 24 months.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 1
-
Substance violations: 2
Track record
FMCSA record, Nov 2024 – May 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
10
20% clean (no violations)
Vehicle out-of-service
25.0%
1 of 4
National avg 22.3%
Driver out-of-service
20.0%
2 of 10
National avg 6.7%
Violations
22
2 out-of-service
Inspections per quarter
With an out-of-service order
vs 16,659 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.031 |
| Inspections | 0.62 | 1.11 |
| Violations | 1.00 | 0.89 |
| Critical violations | 0.42 | 0.17 |
Yearly rates from the last 24 months. Peers: 10–19 power units, medium-risk cargo.
What they get cited for
22 violations · 24 months-
Vehicle maintenance No alert12 · 1 OOSLights 7 · Brakes 3 · Other parts 2
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Unsafe driving No alert8 · 0 OOSSeat belt 6 · Reckless / lane 1 · Speeding 1
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Driver fitness No alert2 · 1 OOSMedical certificate 1 · No valid CDL 1
-
Hours of service No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · MILFORD CASUALTY INSURANCE COMPANYon record since Nov 1, 2025 · FMCSA minimum $750,000
- Cargo filing
- required · on file · HANOVER INSURANCE CO. since Feb 1, 2025
36 months to May 14, 2026
- 3 liability insurers on FMCSA's record, 2 changes: COREPOINTE INSURANCE COMPANY → MILFORD CASUALTY INSURANCE COMPANY (Nov 2025); UNION INSURANCE CO. → COREPOINTE INSURANCE COMPANY (Feb 2025)
- 2 cancellation notices filed by insurers; 2 took effect (the last May 18, 2025, replaced 167 days later)
- 167 days without a liability filing (May 18, 2025 – Nov 1, 2025) while the authority required one; a later back-dated filing can close a lapse
Authority
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Apr 28, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
25 filings and 12 authority events since 2001 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
25 filings and 12 authority events since 2001 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 1, 2025MILFORD CASUALTY INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Apr 21, 2025FMCSA revocation notice for the operating authority, dropped Apr 28, 2025opened after COREPOINTE INSURANCE COMPANY filed a cancellation notice (effective May 18, 2025)L&I to May 14, 2026
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Feb 24, 2025FMCSA revocation notice for the operating authority, dropped Feb 27, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Feb 1, 2025TECHNOLOGY INSURANCE COMPANY, INCCargo · ended Mar 23, 2025 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Feb 1, 2025HANOVER INSURANCE CO.Cargo · on file · on fileL&I to May 14, 2026
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Feb 1, 2025COREPOINTE INSURANCE COMPANYLiability · $750,000 · ended May 18, 2025 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Jan 6, 2025FMCSA revocation notice for the operating authority, dropped Feb 3, 2025opened after UNION INSURANCE CO. filed a cancellation notice (effective Feb 1, 2025)L&I to May 14, 2026
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Oct 11, 2022Operating authority reinstatedL&I to May 14, 2026
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Sep 28, 2022Operating authority revoked (cause not stated)L&I to May 14, 2026
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Feb 1, 2022HANOVER INSURANCE CO.Cargo · ended Feb 1, 2025 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Feb 1, 2022UNION INSURANCE CO.Liability · $1,000,000 · ended Feb 1, 2025 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Apr 29, 2021FMCSA revocation notice for the operating authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Feb 1, 2019HANOVER INSURANCE CO.Cargo · ended Feb 1, 2022 · replaced by the same insurer (renewal)36 months in forceL&I to May 14, 2026
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Jan 1, 2019GRANGE INSURANCE COMPANY.Liability · $750,000 · ended Sep 21, 2022 · cancellation notice took effect45 months in forceL&I to May 14, 2026
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Nov 21, 2018NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Jan 1, 2019 · replaced by another insurer1 month in forceL&I to May 14, 2026
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Oct 25, 2018FMCSA revocation notice for the operating authority, dropped Nov 23, 2018opened after NATIONAL CASUALTY COMPANY filed a cancellation notice (effective Nov 21, 2018)L&I to May 14, 2026
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Sep 21, 2018NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Nov 21, 2018 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Sep 12, 2018FMCSA revocation notice for the operating authority, dropped Sep 24, 2018opened after NATIONAL CASUALTY COMPANY filed a cancellation notice (effective Sep 21, 2018)L&I to May 14, 2026
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Jun 2, 2018NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Sep 21, 2018 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Feb 1, 2017HANOVER INSURANCE CO.Cargo · ended Feb 1, 2019 · replaced by the same insurer (renewal)a cancellation notice effective Mar 2, 2019 came after the replacement; 24 months in forceL&I to May 14, 2026
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Feb 1, 2016PEERLESS INSURANCE CO.Cargo · ended Feb 1, 2017 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Nov 21, 2011COLUMBIA NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Feb 1, 2018 · cancellation notice took effect74 months in forceL&I to May 14, 2026
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Nov 21, 2011FMCSA revocation notice for the operating authority, dropped Dec 5, 2011cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Feb 1, 2011PEERLESS INSURANCE CO.Cargo · ended Feb 1, 2016 · superseded by the same policy60 months in forceL&I to May 14, 2026
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Feb 1, 2010COLUMBIA NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Nov 21, 2011 · superseded by the same policy22 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Georgia (HQ) 7
- Florida 2
- Missouri 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (12 power units: 12 filed, 8 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.6
Actual, per year in window
0.0
Projected, next 12 mo
0.5
0
0.5
1
We'd expect a typical fleet of 12 power units this active to have about 0.6 crashes a year. This motor carrier recorded 0 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.5 over the next 12 — below a typical fleet.
Fatal-crash risk: about 1% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
10 inspections
and 0 crashes.
Confidence: Low · Z = 0.25
Satisfactory — 0.82x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.049 crashes per power-unit-year for a 12-unit for-hire fleet (pu10_19). Violations 1.10x (driver behaviour 2.00x, out-of-service 0.94x, all violations 1.31x; 10 inspections). Experience 0.75x: 0.0 decayed crashes against 1.0 expected over 36 months (credibility 0.25, a 2.92). 80% range 0.29–1.47x. Last change: no change since the last run.
No change since the previous weekly run.
Scoring flags
Thin record (low credibility: little exposure behind the grade)
(informational — no grade effect)
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.9 crashes per 100 power-unit-years
12 power units · 0.59 expected crashes a year
Violation relativity
1.10×
10 inspections in window
Crash experience
0.75×
0.0 decayed crashes vs 1.0 expected · credibility 0.25
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.82× (80% range 0.29–1.47×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
10
Driver Insp
10
Driver OOS
2
Vehicle Insp
4
Vehicle OOS
1
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 8 | 3.12 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 2 | 1.40 | |
| Controlled Substances | 1 | 1.33 | |
| Vehicle Maintenance | 4 | 10.60 |
SMS record data is sourced from FMCSA's Safety Measurement System (07-MAR-25 – 18-MAY-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.