VALOR LLC
FMCSA Live Status
Fleet & equipment
- Power units
- 116
- Drivers · CDL
- 28 · 28
- Annual miles
- 1M unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 32 | 0 | 0 | 32 |
| Tractors | 5 | 0 | 0 | 5 |
| Trailers | 9 | 0 | 0 | 9 |
Registration
- Organization
- CORPORATION
- Registered
- 10-26-2000 (26 yrs)
- MCS-150 Update
- 06-02-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- ADAM BOARMAN
- Officer
- JOSH EMMICK
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Its risk relativity (0.52× similar fleets) would put it in Excellent; this rule holds it at Strong:
- Held one band lower (interim): the filed fleet isn't corroborated roadside — see Exposure Unverified below
The downside is never capped.
The expected crashes behind this grade assume the filed fleet of 116 power units is real, but the roadside record corroborates little of it — 16 units seen in 24 months, 0.12 inspections per filed unit-year. The grade's relativity to class is unchanged; its confidence tier is cut to reflect the unverified exposure, and until the fleet is confirmed an Excellent grade shows as Strong and a Strong as Satisfactory. Verify the fleet size before relying on the crash expectation.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is probably lower than similar fleets (about a 90% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Brakes and lightsBrakes are 6 of 19 violations (32%).Ask: the preventive-maintenance schedule and shop records.
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Hazmat violations3 hazmat violations, 1 out of service.
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Filed fleet not seen on the roadOnly 16 of the 116 filed power units were seen at a roadside inspection in 24 months (29 inspections in all). The crash expectation behind the grade assumes all 116 are running. Its grade is held one band lower until the fleet is confirmed.Ask: how many trucks are actually operating, with the vehicle schedule (the MCS-150 was last updated Jun 2025).
- 1 crash in 24 months. No injuries, no fatalities.
- Vehicle out-of-service rate 9.1% vs 22.3% national; driver 0.0% vs 6.7%.
- No FMCSA BASIC alerts.
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
Inspected less often than interstate fleets of 100–199 trucks in Kentucky (about 108 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.004 | 0.025 |
| Inspections | 0.21 | 0.96 |
| Violations | 0.08 | 0.54 |
| Critical violations | 0.02 | 0.10 |
Yearly rates from the last 24 months. Peers: interstate fleets, 100–199 power units, medium-risk cargo.
What they get cited for
19 violations · 24 months-
Vehicle maintenance No alert13 · 1 OOSBrakes 6 · Lights 5 · Tires 1 · Other parts 1
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Unsafe driving No alert3 · 0 OOSReckless / lane 1 · Seat belt 1 · Speeding 1
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Hours of service No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
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Hazmat3 · 1 OOS
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Oct162025KentuckyProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$1,000,000 · ZURICH AMERICAN INSURANCE COMPANYon record since Oct 31, 2019 · FMCSA minimum $750,000 · no gap on FMCSA's record since Feb 2002
- Cargo filing
- on file · AMERICAN HOME ASSURANCE CO. since Nov 1, 2004
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Feb 27, 2002)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
12 filings and 5 authority events since 2002 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 5, 2019FMCSA revocation notice for the operating authority, dropped Nov 15, 2019opened after PHILADELPHIA INDEMNITY INSURANCE COMPANY filed a cancellation notice (effective Dec 2, 2019)L&I to May 14, 2026
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Oct 31, 2019ZURICH AMERICAN INSURANCE COMPANYLiability · $1,000,000 · on fileFMCSA's new system
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Oct 31, 2019PHILADELPHIA INDEMNITY INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Dec 2, 2019 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Oct 31, 2019PHILADELPHIA INDEMNITY INSURANCE COMPANYLiability · $1,000,000 · ended Dec 2, 2019 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Oct 31, 2017PHILADELPHIA INDEMNITY INSURANCE COMPANYLiability · $1,000,000 · ended Oct 31, 2019 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Oct 31, 2017PHILADELPHIA INDEMNITY INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Oct 31, 2019 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
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Oct 10, 2017FMCSA revocation notice for the operating authority, dropped Oct 23, 2017opened after AMERICAN HOME ASSURANCE CO. filed a cancellation notice (effective Nov 4, 2017)L&I to May 14, 2026
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Apr 19, 2005FMCSA revocation notice for the operating authority, dropped May 9, 2005opened after RLI INSURANCE COMPANY filed a cancellation notice (effective May 16, 2005)L&I to May 14, 2026
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Nov 1, 2004AMERICAN HOME ASSURANCE CO.Cargo · on file · on fileFMCSA's new system
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Nov 1, 2004AMERICAN HOME ASSURANCE CO.Liability · $1,000,000 · ended Oct 31, 2017 · replaced by another insurera cancellation notice effective Nov 4, 2017 came after the replacement; 156 months in forceL&I to May 14, 2026
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Feb 21, 2003FMCSA revocation notice for the operating authority, dropped Mar 17, 2003cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 1, 2002RLI INSURANCE COMPANYCargo · ended Nov 1, 2004 · replaced by another insurera cancellation notice effective May 16, 2005 came after the replacement; 24 months in forceL&I to May 14, 2026
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Nov 1, 2002RLI INSURANCE COMPANYLiability · $1,000,000 · ended Nov 1, 2004 · replaced by another insurera cancellation notice effective May 16, 2005 came after the replacement; 24 months in forceL&I to May 14, 2026
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Feb 27, 2002Operating authority grantedL&I to May 14, 2026
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Feb 15, 2002FEDERATED MUTUAL INSURANCE CO.Cargo · ended Jan 26, 2003 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Feb 15, 2002FEDERATED MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Jan 26, 2003 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Feb 15, 2002FEDERATED MUTUAL INSURANCE CO.Liability (excess) · $5,000,000 over $1,000,000 · ended Oct 31, 2017 · replaced by another insurer188 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- South Carolina 13
- Kentucky (HQ) 9
- North Carolina 4
- Ohio 2
- Indiana 1
31% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (116 power units: 116 filed, 16 seen roadside in 24 months).
We'd expect a typical fleet of 116 power units this active to have about 1.5 crashes a year — but only 16 of the 116 filed units were seen roadside in 24 months (0.12 inspections per filed unit-year), so this expectation assumes the filed fleet is real. This motor carrier recorded 1 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.8 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
- 1 inspection with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
- Capped one band (interim): the filed fleet isn't corroborated roadside — under a quarter of it seen in 24 months and under 0.25 inspections per filed truck a year — so Excellent shows as Strong and Strong as Satisfactory until the fleet is confirmed
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 2 | 0.46 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 8 | 3.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-JAN-26 – 30-JUL-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.