JAMES MCRAE
DBA: BIG BEAR'S TOWING RECOVERY & AUTO
FMCSA Live Status
Fleet & equipment
- Power units
- 3
- Drivers · CDL
- 1 · 1
- Annual miles
- 37k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 1 | 2 | 0 | 3 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- INDIVIDUAL
- Cargo Operation
- Interstate
- Scope
- Interstate (Beyond 100 miles)
- Registered
- 11-14-2000 (26 yrs)
- MCS-150 Update
- 07-15-2025 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- JAMES E MCRAE
- Officer
- JAMES E MCRAE
Cargo
- High-Risk Cargo
- Motor Vehicles, Drive/Tow Away
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Too little record to tell how this motor carrier's crash rate compares with similar fleets.
Similar fleets: interstate fleets of about 3 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
- Nothing on the FMCSA record stands out.
- 1 crash in 24 months. No injuries, no fatalities.
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
Inspected more often than interstate fleets of 2–5 trucks in Georgia (about 4 in 24 months would be typical; 35% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.167 | 0.038 |
| Inspections | 1.33 | 1.38 |
| Violations | 1.00 | 1.31 |
| Critical violations | 0.00 | 0.27 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, high-risk cargo.
What they get cited for
6 violations · 24 months-
Vehicle maintenance No alert6 · 1 OOSBrakes 3 · Lights 2 · Other parts 1
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Unsafe driving No alert0
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Hours of service No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jan312025GeorgiaProperty damage onlyDaylight, two-way trafficway divided positive barrier.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · TRISURA INSURANCE COMPANYon record since Dec 12, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Dec 2016
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 2 liability insurers on FMCSA's record, 1 change: ACCREDITED SURETY AND CASUALTY COMPANY, INC. → TRISURA INSURANCE COMPANY (Dec 2023)
- 2 cancellation notices filed by insurers; 2 took effect (the last Dec 12, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Dec 12, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
8 filings and 9 authority events since 2015 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Dec 12, 2025TRISURA INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
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Nov 17, 2025FMCSA revocation notice for the operating authority, dropped Dec 12, 2025opened after TRISURA INSURANCE COMPANY filed a cancellation notice (effective Dec 12, 2025)L&I to May 14, 2026
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Dec 12, 2023TRISURA INSURANCE COMPANYLiability · $1,000,000 · ended Dec 12, 2025 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Nov 15, 2023FMCSA revocation notice for the operating authority, dropped Dec 12, 2023opened after ACCREDITED SURETY AND CASUALTY COMPANY, INC. filed a cancellation notice (effective Dec 12, 2023)L&I to May 14, 2026
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Apr 5, 2022FMCSA revocation notice for the operating authority, dropped May 16, 2022cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Dec 12, 2021ACCREDITED SURETY AND CASUALTY COMPANY, INC.Liability · $1,000,000 · ended Dec 12, 2023 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Dec 12, 2019PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHILiability · $1,000,000 · ended Dec 12, 2021 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Nov 15, 2019FMCSA revocation notice for the operating authority, dropped Dec 10, 2019opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Dec 12, 2019)L&I to May 14, 2026
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Dec 12, 2018AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Dec 12, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Nov 15, 2018FMCSA revocation notice for the operating authority, dropped Dec 10, 2018opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Dec 12, 2018)L&I to May 14, 2026
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Jun 6, 2018AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Dec 12, 2018 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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May 29, 2018FMCSA revocation notice for the operating authority, dropped Jun 7, 2018opened after FIRST NATIONAL INSURANCE COMPANY OF AM filed a cancellation notice (effective Jun 22, 2018)L&I to May 14, 2026
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Feb 17, 2017Operating authority reinstatedL&I to May 14, 2026
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Dec 12, 2016FIRST NATIONAL INSURANCE COMPANY OF AMLiability · $750,000 · ended Jun 6, 2018 · replaced by another insurera cancellation notice effective Jun 22, 2018 came after the replacement; 18 months in forceL&I to May 14, 2026
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Dec 21, 2015Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jan 26, 2015Operating authority grantedL&I to May 14, 2026
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Jan 15, 2015GRANGE INDEMNITY INSURANCE COMPANYLiability · $750,000 · ended Dec 12, 2015 · cancellation notice took effect11 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Georgia (HQ) 6
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (small).
We'd expect a typical fleet of this size this active to have about 0.1 crashes a year. This motor carrier recorded 1 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 10.2× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.1 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
- Crash Jan 31, 2025 · GA · 0 injuries, 0 fatalities · engine severity weight 1
- Out-of-service inspection Dec 3, 2024 · GA · level 1 · 1 vehicle OOS · 3 violations
- 2 further inspections with no out-of-service result
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 3 | 2.44 |
SMS record data is sourced from FMCSA's Safety Measurement System (03-DEC-24 – 18-NOV-25) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.