COWAN TRANSPORT SERVICES LLC
FMCSA Live Status
Fleet & equipment
- Power units
- 77
- Drivers · CDL
- 65 · 65
- Annual miles
- 3.5M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 77 | 0 | 77 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (03-16-2006) · 20 yr old
- Registered
- 11-22-2000 (26 yrs)
- MCS-150 Update
- 01-22-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- SHELLY A DUMAS-MAGNIN
- Officer
- ERIC SIZEMORE
Cargo
- High-Risk Cargo
- General Freight, Household Goods
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes2 crashes with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lapse in liability filings730 days without a liability filing on FMCSA's record (Nov 2, 2023 – Nov 1, 2025) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Feb 2025).Ask: driver qualification files and hiring standards.
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Lights and brakesLights are 33 of 85 violations (39%). Light or brake defects led to 5 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
- Driver out-of-service rate 1.3% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 3
Track record
Inspected about as often as interstate fleets of 50–99 trucks in Maryland (about 88 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.026 | 0.026 |
| Inspections | 0.68 | 0.97 |
| Violations | 0.55 | 0.56 |
| Critical violations | 0.09 | 0.11 |
Yearly rates from the last 24 months. Peers: interstate fleets, 50–99 power units, medium-risk cargo.
What they get cited for
85 violations · 24 months-
Vehicle maintenance No alert70 · 15 OOSLights 33 · Brakes 9 · Tires 7 · Cargo securement 6 · Wheels & hubs 3 · 12 more
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Unsafe driving No alert11 · 0 OOSReckless / lane 5 · Seat belt 3 · Phone use 2 · Speeding 1
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Hours of service No alert3 · 0 OOSFalse log 1 · Logbook / ELD paperwork 1 · No log 1
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Nov52025South CarolinaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Sep192025South CarolinaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jun162025TennesseeProperty damage onlyWet road, daylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jun102025TennesseeProperty damage onlyDaylight, two-way trafficway divided positive barrier.
2 of the 4 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$1,000,000 · General Insurance Company of Americaon record since Nov 1, 2025 · FMCSA minimum $1,000,000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 1 liability insurer on FMCSA's record, 1 change: UNITED STATES FIRE INSURANCE CO. → General Insurance Company of America (Nov 2025)
- 730 days without a liability filing (Nov 2, 2023 – Nov 1, 2025) while the authority required one; a later back-dated filing can close a lapse
Operating authority active (FMCSA's new registration system, status since Dec 12, 2016)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
28 filings and 20 authority events since 2003 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 1, 2025General Insurance Company of AmericaLiability bond (BMC-82) · $1,000,000 · on fileFMCSA's new system
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Nov 1, 2021UNITED STATES FIRE INSURANCE CO.Liability (excess) · $250,000 over $750,000 · ended Jan 25, 2022 · replaced3 months in forceL&I to May 14, 2026
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Nov 1, 2020UNITED STATES FIRE INSURANCE CO.Liability (excess) · $250,000 over $750,000 · ended Nov 1, 2021 · replaced by the same insurer (renewal)a cancellation notice effective Nov 24, 2021 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jan 1, 2020UNITED STATES FIRE INSURANCE CO.Liability (excess) · $250,000 over $750,000 · ended Nov 1, 2020 · replaced by the same insurer (renewal)a cancellation notice effective Nov 29, 2020 came after the replacement; 10 months in forceL&I to May 14, 2026
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Jan 1, 2020SELF-INSUREDLiability · $750,000 · ended Jan 25, 2022 · replaced by another insurer25 months in forceL&I to May 14, 2026
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Jan 1, 2019UNITED STATES FIRE INSURANCE CO.Liability bond (BMC-82) · ended Jan 1, 2020 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jan 1, 2017UNITED STATES FIRE INSURANCE CO.Liability bond (BMC-82) · ended Jan 1, 2019 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
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Dec 12, 2016Operating authority reinstatedL&I to May 14, 2026
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Dec 9, 2016THE TRAVELERS INDEMNITY CO. OF CONNECTICUTLiability · $750,000 · ended Jan 1, 2017 · replaced by another insurera cancellation notice effective Jan 27, 2017 came after the replacement; 1 month in forceL&I to May 14, 2026
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Feb 8, 2016Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jan 28, 2015ILLINOIS NATIONAL INSURANCE CO.Liability · $750,000 · ended Jan 28, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jan 2, 2015FMCSA revocation notice for the operating authority, dropped Jan 28, 2015opened after ILLINOIS NATIONAL INSURANCE CO. filed a cancellation notice (effective Jan 28, 2015)L&I to May 14, 2026
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Jan 28, 2014ILLINOIS NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Jan 28, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jan 2, 2014FMCSA revocation notice for the operating authority, dropped Jan 27, 2014opened after ILLINOIS NATIONAL INSURANCE CO. filed a cancellation notice (effective Jan 28, 2014)L&I to May 14, 2026
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Nov 4, 2013ILLINOIS NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Jan 28, 2014 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Oct 8, 2013FMCSA revocation notice for the operating authority, dropped Nov 6, 2013opened after ILLINOIS NATIONAL INSURANCE CO. filed a cancellation notice (effective Nov 4, 2013)L&I to May 14, 2026
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Jan 28, 2013ILLINOIS NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Nov 4, 2013 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Jan 28, 2012STAR INSURANCE COMPANYLiability · $750,000 · ended Jan 28, 2013 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jan 3, 2012FMCSA revocation notice for the operating authority, dropped Jan 23, 2012opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Jan 28, 2012)L&I to May 14, 2026
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May 3, 2010HANOVER INSURANCE CO.Cargo · ended Aug 4, 2011 · cancellation notice took effect15 months in forceL&I to May 14, 2026
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Jan 28, 2009STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $750,000 · ended Jan 28, 2012 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Jan 2, 2009FMCSA revocation notice for the operating authority, dropped Jan 27, 2009opened after NATIONAL CASUALTY COMPANY filed a cancellation notice (effective Jan 28, 2009)L&I to May 14, 2026
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Jul 11, 2008FMCSA revocation notice for the operating authority, dropped Jul 18, 2008cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 7, 2008HANOVER INSURANCE CO.Cargo · ended May 3, 2010 · replaced by the same insurer (renewal)22 months in forceL&I to May 14, 2026
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Mar 25, 2008ESSEX INSURANCE COMPANYCargo · ended Jul 7, 2008 · replaced by another insurera cancellation notice effective Aug 7, 2008 came after the replacement; 3 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Tennessee 28
- South Carolina 26
- North Carolina 9
- Kentucky 7
- Alabama 2
- Arkansas 1
- Georgia 1
- Illinois 1
Runs well beyond its home state: 0 of 76 inspections were in Maryland.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (77 power units: 77 filed, 57 seen roadside in 24 months).
We'd expect a typical fleet of 77 power units this active to have about 2.7 crashes a year. This motor carrier recorded 5 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.7 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.3 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
- 1 inspection with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 10 | 1.53 | |
| HOS Compliance | 2 | 0.19 | |
| Driver Fitness | 1 | 0.07 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 22 | 7.72 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-AUG-25 – 29-JAN-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.