TRUDY ELMORE
DBA: H L R TRUCKING
FMCSA Live Status
Fleet & equipment
- Power units
- 10
- Drivers · CDL
- 10 · 10
- Annual miles
- 992k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 10 | 0 | 0 | 10 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- INDIVIDUAL
- Registered
- 01-04-2001 (25 yrs)
- MCS-150 Update
- 07-01-2024 (Biennial Update)
- FRED Score Date
- Nov 08, 2026
- Officer
- TRUDY ELMORE
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not graded: operating authority revoked since Apr 21, 2025 (Revoked) with no roadside inspection or crash recorded since, and no active authority on file. Graded again once it is seen operating or the authority is reinstated; referral.
Worth a closer look
From the FMCSA record.
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Little roadside historyOnly 2 inspections in 24 months for 10 power units, where interstate fleets of 10–19 trucks in Tennessee average about 12; the record says little either way.Ask: confirm the fleet is operating at the filed size (the MCS-150 was last updated Jul 2024).
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Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
Inspected less often than interstate fleets of 10–19 trucks in Tennessee (about 12 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.034 |
| Inspections | 0.20 | 1.23 |
| Violations | 0.10 | 0.97 |
| Critical violations | 0.00 | 0.18 |
Yearly rates from the last 24 months. Peers: interstate fleets, 10–19 power units, medium-risk cargo.
What they get cited for
2 violations · 24 months-
Unsafe driving No alert1 · 0 OOSReckless / lane 1
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Hours of service No alert1 · 1 OOSNo log 1
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Driver fitness No alert0
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Vehicle maintenance No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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No liability filing on FMCSA's record through May 14, 2026.Last filing: GREAT WEST CASUALTY CO., ended Apr 14, 2025 (cancellation notice took effect).
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- 1 cancellation notice filed by an insurer; 1 took effect (the last Apr 14, 2025, not replaced on FMCSA's record)
Operating authority inactive (FMCSA's L&I record of May 14, 2026, status since Apr 21, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
7 filings and 10 authority events since 2007 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 21, 2025Operating authority revoked (cause not stated)L&I to May 14, 2026
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Apr 11, 2022FMCSA revocation notice for the operating authority, dropped Apr 7, 2022cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 6, 2022GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Apr 14, 2025 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Feb 6, 2022GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Apr 6, 2022 · superseded by the same policy2 months in forceL&I to May 14, 2026
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May 7, 2018PROGRESSIVE HAWAII INSURANCE CORPLiability · $1,000,000 · ended Feb 6, 2022 · replaced by another insurer45 months in forceL&I to May 14, 2026
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Apr 30, 2018FMCSA revocation notice for the operating authority, dropped May 8, 2018cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 6, 2018Operating authority reinstatedL&I to May 14, 2026
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Feb 6, 2018PROGRESSIVE HAWAII INSURANCE CORPLiability · $1,000,000 · ended Apr 10, 2018 · insurer name change2 months in forceL&I to May 14, 2026
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Mar 3, 2014Operating authority revoked (cause not stated)L&I to May 14, 2026
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Apr 19, 2012Operating authority reinstatedL&I to May 14, 2026
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Apr 16, 2012GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Feb 21, 2014 · cancellation notice took effect22 months in forceL&I to May 14, 2026
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Mar 29, 2010Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 12, 2008Operating authority reinstatedL&I to May 14, 2026
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Jun 11, 2008GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Mar 23, 2010 · cancellation notice took effect21 months in forceL&I to May 14, 2026
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Jul 10, 2007Operating authority revoked (cause not stated)L&I to May 14, 2026
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Feb 20, 2007Operating authority grantedL&I to May 14, 2026
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Feb 12, 2007CANAL INSURANCE CO.Liability · $750,000 · ended Jul 4, 2007 · cancellation notice took effect5 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Georgia 1
- Indiana 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 1 | 0.26 | |
| HOS Compliance | 1 | 3.50 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 0 | 0.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (06-NOV-24 – 26-DEC-24) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.