RICHARD GRANT
DBA: GRANT AND SONS
FMCSA Live Status
Fleet & equipment
- Power units
- 3
- Drivers · CDL
- 4 · 4
- Annual miles
- 185k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 3 | 0 | 0 | 3 |
| Trailers | 5 | 0 | 0 | 5 |
Registration
- Registered
- 04-20-2001 (25 yrs)
- MCS-150 Update
- 05-14-2024 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- RICHARD GRANT SR
Cargo
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Fleets under 10 power units are graded against their size cohort (pu2_5) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
Expected crash rate is probably higher than similar fleets (about a 90% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 2–5 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes2 crashes with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service3 out-of-service violations against drivers: 2 hours of service, 1 no valid CDL (Dec 2025 – Sep 2026).Ask: driver supervision and dispatch practices.
Track record
Inspected about as often as interstate fleets of 2–5 trucks in Mississippi (about 4 in 24 months would be typical; 34% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.500 | 0.043 |
| Inspections | 1.50 | 1.58 |
| Violations | 3.00 | 1.56 |
| Critical violations | 0.83 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
18 violations · 24 months-
Vehicle maintenance No alert13 · 4 OOSBrakes 4 · Lights 4 · Tires 2 · Wheels & hubs 1 · Other parts 2
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Unsafe driving No alert2 · 0 OOSSpeeding 2
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Hours of service No alert2 · 2 OOSNo log 2
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jun262025MississippiInjury · 1 person hurtDaylight.
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Jun182025MississippiInjury · 1 person hurtDaylight.
2 of the 2 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$750,000 · GEICO MARINE INSURANCE COMPANYon record since Aug 27, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Apr 2008A cancellation notice effective May 15, 2026 was on file at May 14, 2026; whether it took effect is not in FMCSA's frozen record — see the live check.
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 2 changes: GREAT WEST CASUALTY CO. → GEICO MARINE INSURANCE COMPANY (Aug 2025); INDEMNITY INSURANCE CO. OF NORTH AMERICA → GREAT WEST CASUALTY CO. (Dec 2023)
- 1 cancellation notice filed by an insurer, replaced before it took effect
- No gap in filed liability coverage while liability was required
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Aug 29, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
16 filings and 12 authority events since 2008 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 27, 2025GEICO MARINE INSURANCE COMPANYLiability · $750,000 · on file at May 14, 2026 · cancellation notice effective May 15, 2026 on file at May 14, 2026 (outcome not in FMCSA's frozen record)9 months in forceL&I to May 14, 2026
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Aug 13, 2025FMCSA revocation notice for the operating authority, dropped Aug 29, 2025opened after GREAT WEST CASUALTY CO. filed a cancellation notice (effective Sep 9, 2025)L&I to May 14, 2026
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Dec 5, 2023GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Aug 27, 2025 · replaced by another insurera cancellation notice effective Sep 9, 2025 came after the replacement; 21 months in forceL&I to May 14, 2026
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Jan 14, 2022INDEMNITY INSURANCE CO. OF NORTH AMERICALiability · $1,000,000 · ended Dec 5, 2023 · replaced by another insurer23 months in forceL&I to May 14, 2026
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Jan 7, 2022FMCSA revocation notice for the operating authority, dropped Jan 19, 2022opened after PRIME INSURANCE COMPANY filed a cancellation notice (effective Feb 3, 2022)L&I to May 14, 2026
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Nov 19, 2021PRIME INSURANCE COMPANYLiability · $750,000 · ended Jan 14, 2022 · replaced by another insurera cancellation notice effective Feb 3, 2022 came after the replacement; 2 months in forceL&I to May 14, 2026
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Oct 25, 2021FMCSA revocation notice for the operating authority, dropped Nov 17, 2021opened after PRIME INSURANCE COMPANY filed a cancellation notice (effective Nov 19, 2021)L&I to May 14, 2026
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Nov 19, 2020PRIME INSURANCE COMPANYLiability · $750,000 · ended Nov 19, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 23, 2020FMCSA revocation notice for the operating authority, dropped Nov 19, 2020opened after PRIME INSURANCE COMPANY filed a cancellation notice (effective Nov 19, 2020)L&I to May 14, 2026
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Nov 19, 2019PRIME INSURANCE COMPANYLiability · $750,000 · ended Nov 19, 2020 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 23, 2019FMCSA revocation notice for the operating authority, dropped Nov 18, 2019opened after CANAL INSURANCE CO. filed a cancellation notice (effective Nov 19, 2019)L&I to May 14, 2026
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Jun 26, 2019CANAL INSURANCE CO.Liability · $750,000 · ended Nov 19, 2019 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Apr 26, 2019CANAL INSURANCE CO.Liability · $750,000 · ended Jun 26, 2019 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Apr 18, 2017CANAL INSURANCE CO.Liability · $750,000 · ended Apr 26, 2019 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Mar 22, 2017FMCSA revocation notice for the operating authority, dropped Mar 24, 2017opened after CANAL INSURANCE CO. filed a cancellation notice (effective Apr 18, 2017)L&I to May 14, 2026
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Nov 19, 2016CANAL INSURANCE CO.Liability · $750,000 · ended Apr 18, 2017 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Oct 24, 2016FMCSA revocation notice for the operating authority, dropped Nov 28, 2016opened after LANCER INSURANCE COMPANY filed a cancellation notice (effective Nov 19, 2016)L&I to May 14, 2026
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Mar 1, 2016LANCER INSURANCE COMPANYLiability · $1,000,000 · ended Nov 19, 2016 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Feb 3, 2016FMCSA revocation notice for the operating authority, dropped Feb 17, 2016opened after LANCER INSURANCE COMPANY filed a cancellation notice (effective Mar 1, 2016)L&I to May 14, 2026
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Sep 24, 2012LANCER INSURANCE COMPANYLiability · $1,000,000 · ended Mar 1, 2016 · cancellation notice took effect41 months in forceL&I to May 14, 2026
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Nov 19, 2011LANCER INSURANCE COMPANYLiability · $1,000,000 · ended Sep 24, 2012 · cancellation notice took effect10 months in forceL&I to May 14, 2026
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Dec 16, 2009Operating authority reinstatedL&I to May 14, 2026
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Nov 25, 2009Operating authority revoked (cause not stated)L&I to May 14, 2026
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Nov 19, 2009GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Nov 19, 2011 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Nov 19, 2008CANAL INSURANCE CO.Liability · $750,000 · ended Nov 19, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Mississippi (HQ) 3
- Louisiana 2
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (4 power units: 3 filed, 4 seen roadside in 24 months).
We'd expect a typical fleet of 4 power units this active to have about 0.2 crashes a year (sized from the 4 units seen roadside; 3 filed). This motor carrier recorded 3 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.0 a year) — about 5.9× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.4 over the next 12 — about 2.1× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 2 | 7.00 | |
| HOS Compliance | 2 | 3.81 | |
| Driver Fitness | 1 | 1.81 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 2 | 17.25 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-SEP-26 – 24-AUG-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.