ACTION AUTO REPAIR AND TOWING LLC
DBA: ACTION TOWING
(563) 322-2277
actionautorepairandtow@gmail.com
7217 Gaines St Court, Davenport IA 52806
4
tractors · all owned
4 drivers
100k mi/yr · ~25k per unit
HazMat
Poor
Provisional: the record is still thin. A fleet of 4 power units would expect only about 0.2 crashes over the 36-month scoring window, and it had 2 inspections and 4 crashes in that time, so the grade leans mostly on what's typical for similar fleets and can move as more inspections and time on the road build up.
FRED Score 10.0 / 100
Prior-only confidence
25 yrs history · 2 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 4
- Drivers · CDL
- 4 · 0
- Annual miles
- 100k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 4 | 0 | 0 | 4 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- Registered
- 08-14-2001 (25 yrs)
- MCS-150 Update
- 04-03-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- DANIEL P WALLACE
- Officer
- JONATHAN MEDEMA
Cargo
66.5
medium risk
Household Goods
Motor Vehicles
Drive/Tow Away
Mobile Homes
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Intermodal Containers
Oilfield Equipment
Livestock
Meat
Refrigerated Food
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Fresh Produce
Beverages
Grain/Feed/Hay
Dry Bulk
Paper Products
Utility
Farm Supplies
Construction
Coal/Coke
Garbage/Refuse
- High-Risk Cargo
- Motor Vehicles, Drive/Tow Away, Mobile Homes, Machinery Large, Livestock, Oilfield Equipment, General Freight, Household Goods, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Advisory Grade — Outside the Ranked Book
Fleets under 10 power units are graded against their size cohort (pu2_5) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
Expected crash rate is about 2.3× that of similar fleets.
Similar fleets: for-hire fleets of 2–5 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 2.25×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Critical. Its estimate (2.25× similar fleets) is in the Critical range, but the record isn't strong enough to be 60% sure it is above the Critical line (2.11×), so the grade stays Poor.
Expected crashes, next 12 months
0.3 vs 0.1 for similar fleets
Likely 0–1 crashes
This motor carrier
0.3
Similar fleets
0.1
Chance of a fatal crash, next 12 months
<1%
About 2.3× similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 3 crashes on the FMCSA record in 24 months (about 1.5 a year), all 3 with injuries; similar fleets have about 0.1 a year. The grade counts 4 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Worse than peers. Out-of-service orders 1.73× the rate expected for its inspections. Together they move its crash estimate +7%: roadside results weigh far less than crash history.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Injury crashes3 crashes with 5 people hurt in 24 months.Ask: claim status and driver history for these crashes.
Data flags
-
Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
FMCSA record, Jul 2025 – May 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
3
0 fatalities · 5 injuries · 0 tow-aways
Inspections
2
50% clean (no violations)
Vehicle out-of-service
—
no inspections
National avg 22.3%
Driver out-of-service
50.0%
1 of 2
National avg 6.7%
Violations
2
1 out-of-service
Inspections per quarter
With an out-of-service order
vs 70,135 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.375 | 0.039 |
| Inspections | 0.38 | 1.41 |
| Violations | 0.25 | 1.44 |
| Critical violations | 0.25 | 0.26 |
Yearly rates from the last 24 months. Peers: Small (advisory) power units, medium-risk cargo.
What they get cited for
2 violations · 24 months-
Unsafe driving No alert1 · 0 OOSSeat belt 1
-
Driver fitness No alert1 · 1 OOSOther qualification 1
-
Hours of service No alert0
-
Vehicle maintenance No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
May272026IowaInjury · 3 people hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
-
Mar162026IowaInjury · 1 person hurtSnow road, dark - lighted, blowing sand soil dirt or snow, one-way trafficway not divided.
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Sep82025IowaInjury · 1 person hurtDusk, two-way trafficway divided unprotected median.
3 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · PROGRESSIVE NORTHERN INSURANCE COMPANYon record since Jul 1, 2025 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since May 2019
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 3 liability insurers on FMCSA's record, 2 changes: NATIONAL FIRE & MARINE INSURANCE CO. → PROGRESSIVE NORTHERN INSURANCE COMPANY (Jan 2025); PIONEER SPECIALTY INSURANCE COMPANY → NATIONAL FIRE & MARINE INSURANCE CO. (May 2024)
- 2 cancellation notices filed by insurers; 2 took effect (the last Jul 1, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's L&I record of May 14, 2026, status since May 28, 2024)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
17 filings and 11 authority events since 2007 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
17 filings and 11 authority events since 2007 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 1, 2025PROGRESSIVE NORTHERN INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
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Jan 27, 2025PROGRESSIVE NORTHERN INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2025 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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May 23, 2024NATIONAL FIRE & MARINE INSURANCE CO.Liability · $1,000,000 · ended Jan 27, 2025 · replaced by another insurer8 months in forceL&I to May 14, 2026
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Apr 26, 2024FMCSA revocation notice for the operating authority, dropped May 28, 2024opened after PIONEER SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective May 23, 2024)L&I to May 14, 2026
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May 23, 2021PIONEER SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended May 23, 2024 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Apr 26, 2021FMCSA revocation notice for the operating authority, dropped May 12, 2021opened after PIONEER SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective May 23, 2021)L&I to May 14, 2026
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Jun 23, 2020Operating authority reinstatedL&I to May 14, 2026
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Jun 1, 2020Operating authority revoked (cause not stated)L&I to May 14, 2026
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May 23, 2020PIONEER SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended May 23, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 9, 2019AUTO OWNERS INSURANCE COMPANYLiability · $750,000 · ended May 23, 2020 · cancellation notice took effect10 months in forceL&I to May 14, 2026
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Jun 11, 2019Operating authority reinstatedL&I to May 14, 2026
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May 23, 2019AUTO OWNERS INSURANCE COMPANYLiability · $750,000 · ended Jul 9, 2019 · insurer name change2 months in forceL&I to May 14, 2026
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Apr 15, 2019Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 8, 2018WESTERN NATIONAL MUTUAL INSURANCE CO.Liability · $750,000 · ended Apr 6, 2019 · cancellation notice took effect10 months in forceL&I to May 14, 2026
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Jun 12, 2017IOWA MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Jun 8, 2018 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jun 8, 2017IOWA MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Jun 12, 2017 · superseded by the same policyL&I to May 14, 2026
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Jun 8, 2015UNIVERSAL UNDERWRITERS INSURANCE CO.Liability · $1,000,000 · ended Jun 8, 2017 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Jun 5, 2015FMCSA revocation notice for the operating authority, dropped Jun 17, 2015cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jan 15, 2015FMCSA revocation notice for the operating authority, dropped Jan 26, 2015opened after AMERICAN SOUTHERN HOME INSURANCE COMPANY filed a cancellation notice (effective Feb 11, 2015)L&I to May 14, 2026
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Oct 30, 2014AMERICAN SOUTHERN HOME INSURANCE COMPANYLiability · $1,000,000 · ended Feb 11, 2015 · cancellation notice took effecta cancellation notice effective Jul 2, 2015 came after the replacement; 3 months in forceL&I to May 14, 2026
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Oct 3, 2014FMCSA revocation notice for the operating authority, dropped Nov 3, 2014opened after AMERICAN SOUTHERN HOME INSURANCE COMPANY filed a cancellation notice (effective Oct 30, 2014)L&I to May 14, 2026
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Oct 30, 2013AMERICAN SOUTHERN HOME INSURANCE COMPANYLiability · $1,000,000 · ended Oct 30, 2014 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 3, 2013FMCSA revocation notice for the operating authority, dropped Oct 29, 2013opened after LIBERTY INSURANCE UNDERWRITERS filed a cancellation notice (effective Oct 30, 2013)L&I to May 14, 2026
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Nov 30, 2012Operating authority grantedL&I to May 14, 2026
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Oct 30, 2012LIBERTY INSURANCE UNDERWRITERSLiability · $1,000,000 · ended Oct 30, 2013 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Iowa (HQ) 2
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (4 power units: 4 filed, 3 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.1
Actual, per year in window
1.3
Projected, next 12 mo
0.3
0
0.75
1.5
We'd expect a typical fleet of 4 power units this active to have about 0.1 crashes a year. This motor carrier recorded 4 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.3 a year) — about 10.2× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.3 over the next 12 — about 2.3× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: less than a 1% chance in the next 12 months
Modeled fatal-crash rate is roughly 2.3× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
2 inspections
and 4 crashes.
The FMCSA record tables now hold 2 inspections and 3 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Prior-only · Z = 0.10
Provisional
Poor — 2.25x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.033 crashes per power-unit-year for a 4-unit for-hire fleet (pu2_5). Violations 1.07x (driver behaviour 1.10x, out-of-service 1.73x, all violations 1.22x; 2 inspections). Experience 2.10x: 2.7 decayed crashes against 0.2 expected over 36 months (credibility 0.10, a 2.01). 80% range 1.04–3.68x. Last change: no change since the last run.
No change since the previous weekly run.
Scoring flags
Thin record (low credibility: little exposure behind the grade)
(informational — no grade effect)
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.3 crashes per 100 power-unit-years
4 power units · 0.13 expected crashes a year
Violation relativity
1.07×
2 inspections in window
Crash experience
2.10×
2.7 decayed crashes vs 0.2 expected · credibility 0.10
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 2.25× (80% range 1.04–3.68×)
· band Critical → displayed Poor
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
2
Driver Insp
2
Driver OOS
1
Vehicle Insp
0
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 1 | 4.84 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 1 | 7.50 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 0 | 0.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (12-MAY-26 – 28-JUL-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.