SUMMERFORD TRUCK LINE INC
(800) 899-2808
brent@summerford.com
336 Ashford Industrial Dr, Ashford AL 36312-4819
82
tractors
50 drivers
5.4M mi/yr · ~66k per unit
Satisfactory
FRED Score 50.0 / 100
Moderate confidence
52 yrs history · 169 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 82
- Drivers · CDL
- 50 · 50
- Annual miles
- 5.4M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 10 | 72 | 0 | 82 |
| Trailers | 250 | 0 | 0 | 250 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (02-27-1992) · 34 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 12-31-2025 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- JJ CLEMMONS
- Officer
- Brent Shirah
Cargo
62.5
medium risk
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Intermodal Containers
Meat
Refrigerated Food
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Other: PEANUTS
Dry Bulk
Paper Products
Farm Supplies
Construction
- High-Risk Cargo
- Machinery Large, General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Too little record to tell how this motor carrier's crash rate compares with similar fleets.
Similar fleets: for-hire fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.09×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.09× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
4.4 vs 4.0 for similar fleets
Likely 1–8 crashes
This motor carrier
4.4
Similar fleets
4.0
Chance of a fatal crash, next 12 months
~11%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 9 crashes on the FMCSA record in 24 months (about 4.5 a year), including 5 with injuries; similar fleets have about 4 a year. The grade counts 14 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
About typical. Out-of-service orders, violations and unsafe-driving or hours-of-service violations are all close to the rate expected for its inspections. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes5 crashes with 11 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service6 out-of-service violations against drivers: 3 medical certificate, 3 hours of service (Oct 2024 – Jun 2026).Ask: driver supervision and dispatch practices.
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Lights and brakesLights are 41 of 184 violations (22%). Light or brake defects led to 14 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Unsafe drivingCited 3 for speeding 15+ mph over or in a work zone and 3 for phone use.Ask: telematics, speed governance and phone policy.
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Vehicle out-of-service rate30.1% of vehicle inspections end out of service vs 22.3% nationally (22 of 73), but across all its inspections out-of-service orders are 0.98× what's expected for where and how it's inspected, the measure the grade uses.
Strengths
- Driver out-of-service rate 3.6% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
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Dangerous driving: 9
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High speeding: 9
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
9
0 fatalities · 11 injuries · 0 tow-aways
Inspections
169
58% clean (no violations)
Vehicle out-of-service
30.1%
22 of 73
National avg 22.3%
Driver out-of-service
3.6%
6 of 169
National avg 6.7%
Violations
184
39 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
vs 4,520 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.073 | 0.025 |
| Inspections | 1.56 | 0.91 |
| Violations | 1.12 | 0.53 |
| Critical violations | 0.19 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
184 violations · 24 months-
Vehicle maintenance No alert145 · 33 OOSLights 41 · Brakes 38 · Cargo securement 25 · Tires 11 · Steering & suspension 3 · 27 more
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Unsafe driving No alert24 · 0 OOSReckless / lane 9 · Speeding 9 · Phone use 3 · Other 3
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Hours of service No alert12 · 3 OOSLogbook / ELD paperwork 6 · Over hours limit 3 · No log 2 · False log 1
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Driver fitness No alert3 · 3 OOSMedical certificate 3
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Mar162026FloridaInjury · 2 people hurtWet road, daylight, two-way trafficway divided unprotected median.
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Mar102026GeorgiaProperty damage onlyDaylight.
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Oct162025FloridaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Oct132025TexasInjury · 5 people hurtDaylight, two-way trafficway divided unprotected median.
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Sep32025ArkansasInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Mar242025AlabamaInjury · 1 person hurtDaylight, two-way trafficway not divided.
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Jan212025AlabamaProperty damage onlyIce road, daylight, blowing sand soil dirt or snow, two-way trafficway divided positive barrier.
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Jan172025GeorgiaProperty damage onlyDark - not lighted, two-way trafficway divided positive barrier. Citation issued.
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Dec122024AlabamaInjury · 2 people hurtDaylight, two-way trafficway not divided.
1 more in the FMCSA records below.
5 of the 9 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$1,000,000 · Arch Insurance Companyon record since Jan 1, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Dec 2005
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Dec 2, 2005)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
34 filings and 8 authority events since 1980 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
34 filings and 8 authority events since 1980 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jan 1, 2026Arch Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Jan 1, 2025ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2026 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2024ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2023ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2022ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2023 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2021ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2020ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2021 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2019ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2020 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2018ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2019 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2017ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2018 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2016ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2017 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2015ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2016 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Apr 1, 2014ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2015 · replaced by the same insurer (renewal)9 months in forceL&I to May 14, 2026
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Jun 29, 2013SPARTA INSURANCE COMPANYLiability · $1,000,000 · ended Apr 1, 2014 · replaced by another insurer9 months in forceL&I to May 14, 2026
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Jun 3, 2013FMCSA revocation notice for the operating authority, dropped Jun 28, 2013opened after COMPANION PROPERTY & CASUALTY INS. CO. filed a cancellation notice (effective Jun 29, 2013)L&I to May 14, 2026
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Jun 29, 2012COMPANION PROPERTY & CASUALTY INS. CO.Liability · $750,000 · ended Jun 29, 2013 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 4, 2012FMCSA revocation notice for the operating authority, dropped Jun 27, 2012opened after COMPANION PROPERTY & CASUALTY INS. CO. filed a cancellation notice (effective Jun 29, 2012)L&I to May 14, 2026
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Jun 29, 2011COMPANION PROPERTY & CASUALTY INS. CO.Liability · $750,000 · ended Jun 29, 2012 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 6, 2011FMCSA revocation notice for the operating authority, dropped Jun 27, 2011opened after GREAT WEST CASUALTY CO. filed a cancellation notice (effective Jul 1, 2011)L&I to May 14, 2026
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Jun 29, 2010GREAT WEST CASUALTY CO.Cargo · ended Jul 1, 2011 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 29, 2010GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Jun 29, 2011 · replaced by another insurera cancellation notice effective Jul 1, 2011 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jun 29, 2008OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Cargo · ended Jun 29, 2010 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Jun 29, 2008OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Jun 29, 2010 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Jun 2, 2008FMCSA revocation notice for the operating authority, dropped Jun 27, 2008opened after VALLEY FORGE INSURANCE CO. filed a cancellation notice (effective Jun 29, 2008)L&I to May 14, 2026
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Jun 29, 2007CONTINENTAL CASUALTY CO.Cargo · ended Jun 29, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Alabama (HQ) 55
- Georgia 46
- Tennessee 17
- Mississippi 12
- Florida 11
- South Carolina 5
- Kentucky 3
- North Carolina 3
33% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (82 power units: 82 filed, 66 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
4.0
Actual, per year in window
4.7
Projected, next 12 mo
4.4
0
3
6
We'd expect a typical fleet of 82 power units this active to have about 4.0 crashes a year. This motor carrier recorded 14 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 4.7 a year) — about 1.2× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 4.4 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 11% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
169 inspections
and 14 crashes.
The FMCSA record tables now hold 168 inspections and 9 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 1 inspection with no out-of-service result
Confidence: Moderate · Z = 0.49
Satisfactory — 1.09x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.049 crashes per power-unit-year for a 82-unit for-hire fleet (pu50_99). Violations 0.99x (driver behaviour 1.05x, out-of-service 0.98x, all violations 0.90x; 169 inspections). Experience 1.09x: 7.4 decayed crashes against 6.2 expected over 36 months (credibility 0.49, a 6.57). 80% range 0.71–1.50x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.9 crashes per 100 power-unit-years
82 power units · 4.04 expected crashes a year
Violation relativity
0.99×
169 inspections in window
Crash experience
1.09×
7.4 decayed crashes vs 6.2 expected · credibility 0.49
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.09× (80% range 0.71–1.50×)
· band Marginal → displayed Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
169
Driver Insp
169
Driver OOS
6
Vehicle Insp
73
Vehicle OOS
22
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 23 | 3.08 | |
| HOS Compliance | 8 | 0.35 | |
| Driver Fitness | 3 | 0.07 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 48 | 7.75 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 30-MAY-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.