RUGGLES FARMS LLC
FMCSA Live Status
Fleet & equipment
- Power units
- 45
- Drivers · CDL
- 45 · 45
- Annual miles
- 5.1M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 45 | 0 | 0 | 45 |
| Trailers | 50 | 0 | 0 | 50 |
Registration
- Organization
- INDIVIDUAL
- FMCSA Rating
- Satisfactory (04-30-2010) · 16 yr old
- Registered
- 11-09-2001 (25 yrs)
- MCS-150 Update
- 12-03-2025 (Biennial Update)
- FRED Score Date
- Nov 08, 2026
- Officer
- JANENE CHAFFIN
Cargo
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Too little record to tell how this motor carrier's crash rate compares with similar fleets.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Fatal crash1 crash with 1 fatality in 24 months (most recent Oct 5, 2025).Ask: the accident register and loss runs for these crashes.
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Injury crashes1 crash with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Nov 2025).Ask: driver qualification files and hiring standards.
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Falsified logs3 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 4 for speeding 15+ mph over or in a work zone and 1 for phone use.Ask: telematics, speed governance and phone policy.
- Vehicle out-of-service rate 8.0% vs 22.3% national; driver 2.5% vs 6.7%.
- No FMCSA BASIC alerts.
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Dangerous driving: 6
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High speeding: 9
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Substance violations: 1
Track record
Inspected more often than interstate fleets of 20–49 trucks in Missouri (about 49 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.078 | 0.029 |
| Inspections | 1.36 | 1.12 |
| Violations | 0.56 | 0.78 |
| Critical violations | 0.18 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
49 violations · 24 months-
Unsafe driving No alert21 · 0 OOSReckless / lane 10 · Speeding 10 · Phone use 1
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Vehicle maintenance No alert18 · 2 OOSBrakes 9 · Tires 3 · Lights 2 · Wheels & hubs 1 · Other parts 3
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Hours of service No alert9 · 0 OOSFalse log 3 · Logbook / ELD paperwork 3 · No log 3
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jan152026PennsylvaniaInjury · 2 people hurtSnow road, daylight, blowing sand soil dirt or snow, two-way trafficway divided unprotected median.
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Dec12025MissouriProperty damage onlySnow road, daylight, snow, two-way trafficway divided unprotected median.
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Oct52025OklahomaFatal · 1 deathDark - not lighted, two-way trafficway divided unprotected median.In the newsVictims ID'd in Fatal Crash on US 75 in Washington CountyBartlesville Radio · Oct 5, 2025
Why this link: FMCSA crash report OK2510001935 (Oklahoma Highway Patrol Troop Z) lists RUGGLES FARMS LLC’s truck in this crash. This third-party news report covers a crash with the same date, place and number of deaths, matched automatically. It may not name RUGGLES FARMS LLC and doesn't establish fault. Wrong article?
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Jun22025MissouriProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jan52025IllinoisProperty damage onlySnow road, daylight, snow, two-way trafficway divided positive barrier. FMCSA: not preventable.
About “In the news”: these links go to third-party news reports that FRED Score matched automatically to FMCSA crash records — same date and place, with a truck or bus involved, and the same number of deaths or, for a crash that released hazardous materials, the release — and checked a second time before showing. A link doesn't mean this motor carrier caused the crash: FMCSA crash reports don't assign fault, and news coverage can be incomplete or wrong. FRED Score doesn't verify or endorse what the articles say.
1 of the 5 crashes was fatal.
1 of the 5 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$750,000 · CANAL INSURANCE CO.on record since Mar 17, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jan 2002
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 2 liability insurers on FMCSA's record, 2 changes: NORTHLAND INSURANCE COMPANY → CANAL INSURANCE CO. (Mar 2026); CANAL INSURANCE CO. → NORTHLAND INSURANCE COMPANY (Mar 2024)
- 1 cancellation notice filed by an insurer, replaced before it took effect
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Mar 14, 2013)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
25 filings and 8 authority events since 2002 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Mar 17, 2026CANAL INSURANCE CO.Liability · $750,000 · on fileL&I to May 14, 2026
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Mar 17, 2024NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Mar 17, 2026 · replaced by another insurera cancellation notice effective Apr 20, 2026 came after the replacement; 24 months in forceL&I to May 14, 2026
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Mar 17, 2020CANAL INSURANCE CO.Liability · $750,000 · ended Mar 17, 2024 · replaced by another insurer48 months in forceL&I to May 14, 2026
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Mar 17, 2019NATIONWIDE MUTUAL INSURANCE COMPLiability · $1,000,000 · ended Mar 17, 2020 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Mar 17, 2016FARMLAND MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Mar 17, 2019 · superseded by the same policya cancellation notice effective Apr 7, 2019 came after the replacement; 36 months in forceL&I to May 14, 2026
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Mar 17, 2013CRUM & FORSTER INDEMNITY COMPANYLiability · $750,000 · ended Mar 17, 2016 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Feb 19, 2013FMCSA revocation notice for the operating authority, dropped Mar 14, 2013opened after COMPANION PROPERTY & CASUALTY INS. CO. filed a cancellation notice (effective Mar 17, 2013)L&I to May 14, 2026
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Mar 17, 2011UNDERWRITERS AT LLOYDS LONDONCargo · ended Mar 17, 2012 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 17, 2011COMPANION PROPERTY & CASUALTY INS. CO.Liability · $750,000 · ended Mar 17, 2013 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Feb 18, 2011FMCSA revocation notice for the operating authority, dropped Mar 17, 2011opened after VANLINER INSURANCE COMPANY filed a cancellation notice (effective Mar 17, 2011)L&I to May 14, 2026
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Feb 18, 2011FMCSA revocation notice for the operating authority, dropped Mar 18, 2011opened after VANLINER INSURANCE COMPANY filed a cancellation notice (effective Mar 17, 2011)L&I to May 14, 2026
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Mar 17, 2010UNDERWRITERS AT LLOYDS LONDONCargo · ended Mar 17, 2011 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 17, 2010VANLINER INSURANCE COMPANYLiability · $1,000,000 · ended Mar 17, 2011 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 18, 2010FMCSA revocation notice for the operating authority, dropped Mar 17, 2010opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Mar 17, 2010)L&I to May 14, 2026
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Feb 18, 2010FMCSA revocation notice for the operating authority, dropped Mar 18, 2010opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Mar 17, 2010)L&I to May 14, 2026
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Mar 17, 2009STATE NATIONAL INSURANCE CO., INC.Cargo · ended Mar 17, 2010 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 17, 2009STATE NATIONAL INSURANCE CO., INC.Liability · $750,000 · ended Mar 17, 2010 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 17, 2007SENTRY SELECT INSURANCE COMPANYCargo · ended Mar 17, 2009 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Mar 17, 2007SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Mar 17, 2009 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Dec 13, 2005NORTHLAND INSURANCE COMPANYCargo · ended Mar 17, 2007 · replaced by another insurer15 months in forceL&I to May 14, 2026
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Dec 13, 2005NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Mar 17, 2007 · replaced by another insurer15 months in forceL&I to May 14, 2026
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Dec 9, 2005FMCSA revocation notice for the operating authority, dropped Dec 14, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Dec 6, 2005FMCSA revocation notice for the operating authority, dropped Dec 9, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Feb 23, 2004NORTHLAND INSURANCE COMPANYCargo · ended Dec 13, 2005 · replaced by the same insurer (renewal)22 months in forceL&I to May 14, 2026
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Jul 21, 2003NORTHLAND INSURANCE COMPANYLiability · $1,000,000 · ended Dec 13, 2005 · replaced by the same insurer (renewal)29 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Indiana 20
- Illinois 10
- Missouri (HQ) 10
- Ohio 6
- Utah 6
- New York 5
- Pennsylvania 4
- Mississippi 2
13% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (45 power units: 45 filed, 42 seen roadside in 24 months).
We'd expect a typical fleet of 45 power units this active to have about 2.0 crashes a year. This motor carrier recorded 7 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 2.3 a year) — about 1.2× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.4 over the next 12 — about 1.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
- 8 inspections with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 19 | 3.57 | |
| HOS Compliance | 6 | 0.28 | |
| Driver Fitness | 1 | 0.15 | |
| Controlled Substances | 1 | 0.22 | |
| Vehicle Maintenance | 12 | 3.38 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 31-MAR-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.