MICHAEL LEWIS BOWEN
DBA: BOWEN'S BUS SERVICE
(410) 489-9501
bowensbusser@aol.com
3625 Ten Oaks Rd, Glenelg MD 21737
84
power units
86 drivers
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 84
- Drivers · CDL
- 86 · 86
- Annual miles
- 848k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- FMCSA Rating
- Satisfactory (09-28-2010) · 16 yr old
- Registered
- 11-13-2001 (25 yrs)
- MCS-150 Update
- 06-25-2025 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- MICHAEL L BOWEN
- Officer
- MICHAEL L. BOWEN
Cargo
50.0
medium risk
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: passenger operation. The FRED Score is a property-carrier model; a passenger model is a separate study.
Mileage Unreliable
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Worth a closer look
From the FMCSA record.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Little roadside historyOnly 1 inspection in 24 months for 84 power units; the record says little either way.Ask: confirm the fleet is operating at the filed size.
Data flags
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Unusual inspection rateInspections per truck fall outside the normal range (1st–99th percentile), which can point to a mis-reported fleet size or data issues.
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Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
FMCSA record, May 2025 – May 2025
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
2
0 fatalities · 1 injury · 0 tow-aways
Inspections
1
100% clean (no violations)
Vehicle out-of-service
0.0%
0 of 1
National avg 22.3%
Driver out-of-service
—
no inspections
National avg 6.7%
Violations
0
0 out-of-service
Inspections per quarter
With an out-of-service order
vs 4,520 peer fleets
Inspections per power unit look like an outlier vs peers; read these rates with care.
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.012 | 0.025 |
| Inspections | 0.01 | 0.91 |
| Violations | 0.00 | 0.53 |
| Critical violations | 0.00 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
0 violations · 24 monthsNo violations on the FMCSA record in the last 24 months.
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Apr32025MarylandInjury · 1 person hurtDaylight, two-way trafficway not divided.
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Jan232025MarylandProperty damage onlyIce road, daylight, two-way trafficway not divided.
1 of the 2 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$5,000,000 · LANCER INSURANCE COMPANYon record since Nov 24, 2022 · FMCSA minimum $5,000,000 · no gap on FMCSA's record since Jun 2006
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Mar 5, 2020)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
13 filings and 5 authority events since 2006 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
13 filings and 5 authority events since 2006 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 24, 2022LANCER INSURANCE COMPANYLiability · $5,000,000 · on fileL&I to May 14, 2026
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Apr 22, 2022LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Nov 24, 2022 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Sep 23, 2020LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Apr 22, 2022 · cancellation notice took effect19 months in forceL&I to May 14, 2026
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Mar 26, 2020LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Sep 23, 2020 · superseded by the same policy6 months in forceL&I to May 14, 2026
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Feb 28, 2020FMCSA revocation notice for the operating authority, dropped Mar 5, 2020opened after LANCER INSURANCE COMPANY filed a cancellation notice (effective Mar 26, 2020)L&I to May 14, 2026
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Oct 26, 2019LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Mar 26, 2020 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Sep 30, 2019FMCSA revocation notice for the operating authority, dropped Oct 28, 2019opened after LANCER INSURANCE COMPANY filed a cancellation notice (effective Oct 26, 2019)L&I to May 14, 2026
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Sep 19, 2019LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Oct 26, 2019 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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May 3, 2019LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Sep 19, 2019 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Apr 8, 2019FMCSA revocation notice for the operating authority, dropped Apr 16, 2019opened after LANCER INSURANCE COMPANY filed a cancellation notice (effective May 3, 2019)L&I to May 14, 2026
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Mar 28, 2019LANCER INSURANCE COMPANYLiability · $5,000,000 · ended May 3, 2019 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Sep 26, 2013LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Mar 28, 2019 · cancellation notice took effect66 months in forceL&I to May 14, 2026
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Oct 29, 2012LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Sep 26, 2013 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Oct 2, 2012FMCSA revocation notice for the operating authority, dropped Oct 5, 2012opened after LANCER INSURANCE COMPANY filed a cancellation notice (effective Oct 29, 2012)L&I to May 14, 2026
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May 3, 2010LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Oct 29, 2012 · cancellation notice took effect30 months in forceL&I to May 14, 2026
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May 29, 2009LANCER INSURANCE COMPANYLiability · $5,000,000 · ended May 3, 2010 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Jun 23, 2006Operating authority grantedL&I to May 14, 2026
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Jun 5, 2006LANCER INSURANCE COMPANYLiability · $5,000,000 · ended May 29, 2009 · cancellation notice took effect36 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Maryland (HQ) 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PassengerTotal Inspections
1
Driver Insp
0
Driver OOS
0
Vehicle Insp
1
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Percentile | Alert |
|---|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | - | |
| HOS Compliance | 0 | 0.00 | - | |
| Driver Fitness | 0 | 0.00 | - | |
| Controlled Substances | 0 | 0.00 | - | |
| Vehicle Maintenance | 0 | 0.00 | - |
SMS record data is sourced from FMCSA's Safety Measurement System (02-MAY-25 – 02-MAY-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.